Sr Credit Officer II
vor 3 Wochen
Why Us?
Many organizations talk about making a difference in the world. At Farm Credit Bank of Texas, it’s more than talk. That’s because we have a central role financing the ag producers and businesses that supply the world with food, fiber and so much more. And while you’re playing your part helping feed the world, we contribute to your personal success, too, with competitive compensation and a generous health-and-wellness benefits package. You can grow your skills using our online catalog of thousands of training options while working in a modern hybrid workplace located below the bluffs of the Colorado River just northwest of downtown Austin.
Position Description:
We are searching for a Sr. Credit Officer. The Sr. Credit Officer will thoroughly analyze and underwrite assigned participation accounts and offers, along with the servicing of such assigned accounts.
The position will assist the Association Relationship Managers in the analysis, servicing, and reporting of the bank’s direct loans to associations and loan participations.
The position will also require the individual to develop industry and peer group analysis, portfolio analysis, and other special projects as assigned.
Day-to Day-Duties and Responsibilities:
Working in our hybrid work design you will:
- Performs financial analysis, credit administration, monitoring and due diligence as necessary on official loans, excess loans, and loan participation packages received from district associations or other commercial lenders.
- Acts upon association official and excess, prior approval loans and loan servicing actions within personal delegated authority and prepares recommendations for loan committee on loans exceeding such delegated authority.
- Interprets, communicates, and provides guidance to associations regarding sound lending practices.
- Interprets and acts upon various legal, title and other questions which may arise on loans.
- Assists in developing and administering lending programs, as well as developing and revising operating procedures relating to lending operations.
- Assists management in evaluation of the bank’s direct and OFI lending programs.
- Assists in the development and closing of complex loans by assisting th e district associations with analysis and negotiation of such credits.
- Development of loan participation and correspondent banking relationships with other lenders. The incumbent will manage complex loan relationships as directed by supervisor, manager of commercial credit.
- Assists other bank personnel in completing coordinated projects as assigned.
- Serves as a trainer/mentor to develop credit skills of officers and other department and bank staff.
What You Bring to the Team:
Our ideal candidate lives within a commutable distance from our office and appreciates the value of the hybrid work design.
It’s an important role that covers many skills. This position requires:
A Bachelor’s Degree in agriculture economics, finance, business administration or other related business field or commensurate experience and ten (10) or more years’ experience in all facets of lending including the marketing, extension, administration and analysis of commercial credits and agriculture production loans.
The incumbent should have experience and knowledge in the analysis of complex credits, as well as negotiating and dealing with large loans over $5 million. The incumbent should have experience working with management and senior loan officers of other financial institutions in the structuring and evaluating of official loans, excess loans (above delegated authorities), loan participations and analysis of direct loan/correspondent lending relationships.
This position requires skill and knowledge in credit administration, financial analysis, the use of various loan analysis software programs, accounting standards, credit policies and pr ocedures, as well as program and product development. Excellent computer, interpersonal, public speaking and communication skills are required. A thorough knowledge is required of financial statement analysis, forecasting models, cash flow budgets, collateral analysis, appraisal standards and payment performance in the areas of agriculture production loans, mortgage loans and commercial credits. Must be able to accurately identify, measure and manage risk in loans, loan portfolios and direct loans. This position will require time management skills with travel up to 25 percent.
Why Farm Credit Bank of Texas:
In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:
- Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending ac counts, and more.
- 401(k) plan that includes an employer match and additional employer contribution
- Long-term disability and life insurance
- Vacation leave, sick leave, and paid holidays
- Option to use sick leave to take your pet to the vet for emergency services
- Up to five days per year to volunteer in local community organizations, services, or events
- Ongoing professional-development opportunities
- Generous tuition-reimbursement program
- Physical fitness incentive plan
- Employer matching gifts program
Who we are:
We are a $36.9 billion wholesale bank that’s been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states and we’re active in the nation’s capital markets.
Important note: We care about your hiring process and take it seriously. A real person w ill review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can’t personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
A/EOE/M/F/D/V
Sign up to help Farm Credit advocate for issues important to farmers, ranchers and the rural communities they call home.
#J-18808-Ljbffr-
Sr Credit Officer II
vor 4 Wochen
Melbourne, Österreich Farm Credit Services VollzeitWhy Us?Many organizations talk about making a difference in the world. At Farm Credit Bank of Texas, it’s more than talk. That’s because we have a central role financing the ag producers and businesses that supply the world with food, fiber and so much more. And while you’re playing your part helping feed the world, we contribute to your personal...
-
Sr Credit Officer II
vor 3 Wochen
Melbourne, Österreich Farm Credit Services VollzeitWhy Us?Many organizations talk about making a difference in the world. At Farm Credit Bank of Texas, it’s more than talk. That’s because we have a central role financing the ag producers and businesses that supply the world with food, fiber and so much more. And while you’re playing your part helping feed the world, we contribute to your personal...
-
Sr Commercial Credit Analyst
vor 1 Monat
City of Melbourne, Österreich Farm Credit Services VollzeitIf you’re looking for a career with purpose, consider joining our Team! We are a company driven and dedicated to making an impact in the lives of farmers, ranchers, families, and rural communities through-out Florida. We pride ourselves on our commitment to our customers, and to our employees! We are recruiting for a Sr. Commercial Credit Analyst to join...
-
Sr Commercial Credit Analyst
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitIf you’re looking for a career with purpose, consider joining our Team! We are a company driven and dedicated to making an impact in the lives of farmers, ranchers, families, and rural communities through-out Florida. We pride ourselves on our commitment to our customers, and to our employees! We are recruiting for a Sr. Commercial Credit Analyst to join...
-
Credit Reviewer II
vor 4 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitCapital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the nationwide Farm Credit...
-
Credit Reviewer II
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitCapital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the nationwide Farm Credit...
-
Sr Credit Analyst
vor 4 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitFULL_TIME Job Title Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the...
-
Sr Credit Analyst
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitFULL_TIME Job Title Capital Farm Credit is the largest rural lending cooperative in Texas, providing credit and other related services to farmers, ranchers, rural home owners, and agribusinesses with over $12 billion in total assets and over 600 team members. We serve 192 counties in Texas with nearly 70 credit offices and are a proud member of the...
-
Credit Officer Trainee/Credit Officer
vor 2 Wochen
Melbourne, Österreich Farm Credit Services VollzeitMAJOR RESPONSIBILITIES AND DESIRED QUALIFICATIONS:This position will analyze and provide written recommendations for credit decisions based on financial information and projections. The credit officer role is also known as a Credit Analyst or Credit Underwriter at other lending institutions.Reviews basic and complex loan requests to ensure applicant, loan...
-
Senior Credit Officer AgTech
vor 1 Monat
City of Melbourne, Österreich Farm Credit Services VollzeitCompeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!Tell me more about this opportunity.Position Overview:This position supports credit/risk management activities including credit administration, loan analysis, approvals within delegated authorities, monitoring, servicing and reporting of...
-
Senior Credit Officer AgTech
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitCompeer Financial is seeking collaborative, innovative and dynamic professionals to be a part of our Top Workplace culture!Tell me more about this opportunity.Position Overview:This position supports credit/risk management activities including credit administration, loan analysis, approvals within delegated authorities, monitoring, servicing and reporting of...
-
Sr Financial Accountant- Crop Insurance
vor 1 Monat
City of Melbourne, Österreich Farm Credit Services VollzeitWe are seeking to hire a Sr. Financial Accountant- Crop Insurance! This position will report directly to the Controller and will be responsible for the financial reporting and analysis functions specializing in Crop Insurance in support of the Corporate Finance Department. Engaged in monthly financial close and reporting, maintaining strong financial...
-
Sr Financial Accountant- Crop Insurance
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitWe are seeking to hire a Sr. Financial Accountant- Crop Insurance! This position will report directly to the Controller and will be responsible for the financial reporting and analysis functions specializing in Crop Insurance in support of the Corporate Finance Department. Engaged in monthly financial close and reporting, maintaining strong financial...
-
Sr. Data Engineer
vor 2 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitWho we are:Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.While you may not be familiar with our name, Farm...
-
Credit Analyst
vor 1 Woche
City of Melbourne, Österreich Farm Credit Services VollzeitAre you looking for a rewarding career with an organization who puts people first?Would you like to contribute to the mission of supporting agriculture and rural America?Do you enjoy working in a team environment?Do you have a passion for providing a great customer experience?Look no further because Southwest Georgia Farm Credit is seeking a Credit Analyst...
-
Sr. Director Investor Relations
vor 1 Monat
City of Melbourne, Österreich Farm Credit Services VollzeitWho we are:Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.While you may not be familiar with our name, Farm...
-
Sr. Director Investor Relations
vor 3 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitWho we are:Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.While you may not be familiar with our name, Farm...
-
Credit Analyst Trainee
vor 2 Wochen
City of Melbourne, Österreich Farm Credit Services VollzeitCredit Analyst Trainee at AgTrust Farm Credit AgTrust Farm Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeowners achieve their dreams by providing reliable and consistent credit and financial...
-
SVP Credit
vor 2 Wochen
City of Melbourne, Österreich Farm Credit Services Vollzeit**Hybrid-Position is required to work a minimum of three days each week out of our Omaha, NE or Fargo, ND office**FCSAmerica (FCSAmerica) is a great place to work. You see it in our people and the relationships they have with each other and our customers. Our passion and commitment to serving both rural America and each other is key to our success in the...
-
Sr Accountant Financial Reporting
vor 1 Monat
City of Melbourne, Österreich Farm Credit Services VollzeitWho we are:Farm Credit Bank of Texas is a $37.3 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation’s capital markets.While you may not be familiar with our name, Farm...
