Risk Specialist, Credit Risk

vor 2 Wochen


Melbourne, Österreich Australian Prudential Regulation Authority Vollzeit

Full time

Add expected salary to your profile for insights

  • Make a genuine impact on the Australian community and protect the resilience of the financial system
  • Opportunity available in the Credit Risk team, where you will contribute to retail or non -retail credit risk assignments across the whole Banking industry
  • Join a flexible and inclusive culture with support to grow and develop your career.

About the role

APRA's mandate is to protect the Australian Community by establishing and enforcing prudential standards and practices designed to ensure that, under all reasonable circumstances, financial promises made by institutions we supervise are met within a stable, efficient and competitive financial system.

To help us deliver on our mandate and strategic priorities, our Banking team is looking for highly talented individuals with experience in either Retail or Non-Retail Credit Risk to join us in a critical area of the division.

As a Risk Specialist in the Credit Risk team, you will perform assignments across all of APRA's supervised banking entities. You will be a subject matter expert in either Retail or non-retail credit risk and will deliver premium insights and demonstrate sound judgement to internal and external stakeholders in order to support APRA's objective of maintaining a prudentially sound financial system.

The responsibilities include:

  • Leading credit reviews and coordinating the review team. Delivering in-depth analysis, risk assessment, and problem solving in collaboration with other members of the Credit Risk team and internal stakeholders;
  • Leading projects and other ad hoc initiatives leveraging an aptitude in analytical thinking and innovation;
  • Reviewing documents and reports pertaining to credit risk and derive meaningful insights to support APRA's ongoing supervision;
  • Maintaining effective working relationships, demonstrating strong verbal and written communication skills;
  • Maintaining and enhancing up to date and relevant knowledge of issues impacting credit risk profiles within regulated institutions and within the Australian financial system; and
  • Identification of emerging risks and prioritisation of existing risks ensuring adequate coverage, providing sound assurance as to the resilience of the financial system.

About you

APRA offers unprecedented exposure to the Financial Services industry. You will work amongst a team of highly skilled credit specialists, to positively influence industry best practice and the stability of the Australian financial system. Within this environment, you will have the opportunity to contribute your analytical expertise, as well as expanding your current skill set.

To be successful you will have a relevant background in credit decisioning, credit analysis, credit assurance roles or credit portfolio management. You will have good knowledge of all typical financial products offered, strong analytical, organisational and negotiation skills and the ability to liaise with stakeholders at all levels of business.

You will have very well-developed written and verbal communication skills for advising internal stakeholders, explaining procedure, determining requirements and an ability to translate technical concepts for a broad audience. Your business writing should be sharp and succinct, evidencing your ability to assess a wide variety of information sources to distil key issues. Additionally, you will possess a keen eye for detail and priority management skills. Finally, you will have a positive mindset and an energetic approach to problem solving with a willingness to offer new ideas and a fresh perspective. Qualifications in a finance-related discipline are desirable.

About APRA

The Australian Prudential Regulation Authority (APRA) places you at the heart of Australia's financial services industry. APRA serves the Australian community by helping ensure financial institutions deliver on the financial commitments they make, within a stable, efficient and competitive financial system.

At APRA we're committed to providing an inclusive workplace where everyone belongs, feels valued and respected. We aspire to attract and foster diversity of background, thought, and experience, recognising that a broad range of perspectives, approaches and ideas makes us stronger, and better enables us to meet our obligation to protect the financial wellbeing of the Australian community. When applying, please inform us of any adjustments you may need during the interview process.

Australian Prudential Regulation Authority

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.

APRA invests in contemporary technologies to enable our employees to achieve work life balance, via flexible working practices. We are dedicated to cultivating a diverse and inclusive workplace that fosters collaboration and continuous improvement.

APRA provides ongoing studies support, structured training programs and excellent career progression opportunities all within a highly professional environment.

APRA is an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, or disability status.

The Australian Prudential Regulation Authority (APRA) is the prudential regulator of the financial services industry. It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance, private health insurers, friendly societies, and most members of the superannuation industry. APRA currently supervises institutions holding $6 trillion in assets for Australian depositors, policyholders and superannuation fund members.

APRA invests in contemporary technologies to enable our employees to achieve work life balance, via flexible working practices. We are dedicated to cultivating a diverse and inclusive workplace that fosters collaboration and continuous improvement.

APRA provides ongoing studies support, structured training programs and excellent career progression opportunities all within a highly professional environment.

APRA is an affirmative action and equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, colour, religion, sex, sexual orientation, gender identity, national origin, age, or disability status.

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