Retail Credit Risk Specialist

vor 3 Wochen

Wien, Österreich Erste Bank Oesterreich Vollzeit

**Dienstort***:
Wien

**Arbeitszeitausmaß***:
Vollzeit

**Berufsfeld***:
Risikomanagement

**Unternehmen***:
Erste Bank Oesterreich

Die Erste Bank Oesterreich ist eines der führenden heimischen Geldinstitute. Als Teil der international tätigen Erste Group sind wir eine attraktive Arbeitgeberin, die ihren Mitarbeiter:innen interessante Karrierechancen eröffnet.

Das Team im Retail Credit Risk Steering verantwortet Entwicklung, Einführung und laufendes Monitoring der Kreditvergabestandards. Es ist federführend in der Weiterentwicklung sowie im fachlichen Betrieb unserer Kreditvergabesysteme sowohl für Privat
- als auch Kommerz
- und Freiberufler-Kund:innen. Eng damit verbunden ist die pro-aktive Gestaltung und dynamische Steuerung unseres Retail Kreditportfolios.

**Ihre Tasks**:

- Fachliche Verantwortung zu den IRB-Rating Systemen für Privat
- und Kommerzkund:innen im Sinne der nachhaltigen Risikosteuerung
- Weiterentwicklung unserer Kreditvergabesysteme innerhalb der Erste Bank und der Sparkassengruppe, um unsere Kund:innen zu unterstützen und zu deren finanzieller Gesundheit beizutragen
- Zusammenarbeit mit den Kolleg:innen aus der Modellentwicklung und dem Produktmanagement sowie anderen internen und externen Partner:innen
- Aufbereitung und Präsentation risikorelevanter Inhalte in den Sparkassen Gremien oder im Vorstand
- Unterstützung bei der Bearbeitung von aufsichtsrechtlichen Anfragen und Prüfungen

**Ihr Background**:

- Erfahrung im Bereich Vertrieb mit Schwerpunkt Finanzierungen, Risikomanagement, IRB-Modelle oder abgeschlossenes betriebswirtschaftliches Studium mit Schwerpunkt Risikomanagement
- Sehr gute MS Office Kenntnisse, insbesondere PowerPoint und Excel
- Interesse an verschiedenen Bereichen des Unternehmens und Freude an Herausforderungen und konstruktiven Diskussionen
- Proaktive Herangehensweise an zukünftige Entwicklungen und selbstständige und ergebnisorientierte Arbeitsweise

**Unser Angebot**:

- Möglichkeit zur aktiven Mitgestaltung der Kreditvergabe sowie Unterstützung der Finanzierungsoffensiven
- Mitarbeit in einem motivierten Team mit einem abwechslungsreichen Aufgabengebiet
- Entdecken Sie die zusätzlichen Benefits der Erste Bank
- Das Mindestentgelt für diese Vollzeitposition (38,5h) nach dem geltenden Kollektivvertrag beträgt 40.635 Euro brutto pro Jahr bei vollständiger Erfüllung des Funktionsprofils. Aber das ist nur eine Formalität - über Ihr tatsächliches Gehalt sprechen wir gerne persönlich
- Wir bieten unseren Mitarbeiter:innen individuelle Homeoffice-Lösungen.
- Die Erste Bank sieht in der Diversität ihrer Mitarbeiter:innen einen Schlüssel für Innovation und Exzellenz. Als Arbeitgeberin sind wir stolz darauf, allen die gleichen Chancen zu bieten, unabhängig von Alter, Hautfarbe, Religion, Geschlecht, sexueller Orientierung oder Herkunft.

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