Credit Risk Manager
vor 1 Monat
Who is Plenti? Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology.
Plenti is a dynamic and innovative business that is growing strongly.
By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.
We are a fast-moving and ambitious business that seeks to recruit smart and capable people who can take ownership of their role to help the business thrive.
With over 200 people based in Australia, Plenti is small enough so everyone can make a difference in their role, but we have very big ambitions as a team, as we go about building Australia's best lender.
Plenti is a founder-led business that launched in 2014 and is now listed on the ASX, with annual revenue of over $200 million and a loan portfolio of over $2 billion.
Job Summary A Credit Risk Manager will be responsible for identifying, assessing, and managing credit risk within our organization, ensuring that all lending activities align with our risk appetite and regulatory requirements.
The Credit Risk Manager will play a crucial role in developing and implementing credit risk strategies, policies, and procedures to safeguard the company's assets.
Key Responsibilities Working in the risk analytics team to create and implement strategies that expand the Plenti loan portfolio while managing losses.Collaborating on credit processes to find ways to automate and enhance efficiency for a better customer experience.Create and maintain reports on key risk metrics, concentrations, and stratifications of the loan portfolio.Anticipate regulatory risk by regularly monitoring the regulatory landscape.Prepare ad-hoc risk management reports as assigned.Prepare industry analysis as well as annual and interim credit reports.Proactively monitor and identify changes within key metrics and trends diagnosing problems and identifying opportunities for improvements and corrections.Effectively collaborate with colleagues from across all functions of the business including compliance, technology, marketing, operations, and finance.Key Qualifications Ideally you will have a Bachelor's degree or higher within either, Computer Science, Math, Statistics, Engineering, Economics or similar quantitative field of study.You must possess a general understanding of consumer credit products and require 2-3 years of experience in credit analysis.Familiarity with credit policies and standards as well as relevant regulations and compliance issues.Demonstrated ability to perform analysis on substantial data sets within SQL, SAS, Python, Excel or similar analytics.It is essential you will possess solid written as well as verbal communication skills for effective presentations and working relationships with all levels of management across various departments.Willingness to work in an environment of uncertainty with significant autonomy.Flexibility: The credit portfolio analyst job requires flexibility to shift from task to tasks, and to handle various projects.Key Competencies Ability to design and complete analytics incorporating outcomes into recommendations and strategy.Confident and clear communication across key stakeholders including sales, product, finance, and operational teams.Judgement and critical thinking, taking complex situations and implementing best strategies under uncertainty, test and learn.Comfortable providing thought leadership, influencing and implementing credit risk strategy across the organization.Solid understanding of regulatory environment including national consumer credit laws.Expert in at least one credit risk process across credit policy, portfolio management or collections.Comfortable with working with large datasets in SQL/Python/SAS/Databricks.Ability to develop strong working relationships across all functions in the business.What's life like at Plenti? Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative.
It's a place where everyone can "make it happen" and share in the results and success.
If being in a dynamic industry as part of a market-leading fintech sounds like you, then join to help us reshape Australia's financial eco-system for the good.
In return, you will enjoy a culture of innovation and entrepreneurship to take your career further.
We offer flexible working and volunteer and study leave to develop your skills.
We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to help you connect with your colleagues.
Plenti is committed to a diverse and inclusive workforce.
We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities.
When you apply, let us know of any reasonable adjustments you may need during the interview process so we can accommodate you.
#J-18808-Ljbffr
-
Credit Risk Manager
vor 2 Monaten
Sydney, Österreich Cuscal Limited VollzeitThis is a Credit Risk Manager role with one of the leading companies in AU right now 🔥 -- Cuscal Limited -- with an amazing team. They are continuing to grow rapidly. This is the chance to join right as the 🚀 takes off.More About the Role at Cuscal Limited 🧐🧐## **Job Description** **Our client’s success is our success. And you make it happen!**...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Westpac Banking Corporation VollzeitCredit Risk Manager Job Description Opportunity to join Westpac's First Line Credit Risk Team Established career path and progression opportunities Sydney based permanent role How will I help? We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for the...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Plenti VollzeitPlenti is on a mission to be Australia's best lender.Banking and InvestmentFull-timeLocation: Hybrid | Sydney, NSW, AustraliaLevel: Senior - A role for someone with advanced knowledge and skills. May involve mentoring, leading others, or specialization. Typically at least 5 years of experience.Plenti is a fast-growing fintech, helping its customers achieve...
-
Credit Risk Manager
vor 4 Wochen
Sydney, Österreich Plenti VollzeitPlenti is on a mission to be Australia's best lender.Banking and Investment Full-time Location: Hybrid | Sydney, NSW, AustraliaLevel: Senior - A role for someone with advanced knowledge and skills.May involve mentoring, leading others, or specialization.Typically at least 5 years of experience.Plenti is a fast-growing fintech, helping its customers achieve...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Westpac Banking Corporation VollzeitCredit Risk ManagerJob Description Opportunity to join Westpac's First Line Credit Risk TeamEstablished career path and progression opportunitiesSydney based permanent roleHow will I help? We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is responsible for the development...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Everi Pty VollzeitWho is Plenti?Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Plenti Pty Limited VollzeitWho is Plenti?Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly. By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance...
-
Credit Risk Policy Manager
vor 3 Wochen
Sydney, Österreich This Is An It Support Group VollzeitJob Description Credit Risk Policy Manager, Mortgages - 52337 Opportunity to join Westpac's First Line Mortgages Credit Risk teamPermanent opportunitySydney basedHow will I help? The Manager Mortgages Credit Risk will support the Executive Manager and Service Owner of the 1st line Mortgages Credit Risk squad with a direct focus on the optimisation of...
-
Credit Risk Policy Manager
vor 3 Wochen
Sydney, Österreich This Is An It Support Group VollzeitJob DescriptionCredit Risk Policy Manager, Mortgages - 52337Opportunity to join Westpac's First Line Mortgages Credit Risk teamPermanent opportunitySydney basedHow will I help?The Manager Mortgages Credit Risk will support the Executive Manager and Service Owner of the 1st line Mortgages Credit Risk squad with a direct focus on the optimisation of mortgage...
-
Credit Risk Analytics Manager
vor 3 Wochen
Sydney, Österreich Commonwealth Bank Of Australia VollzeitCredit Risk Analytics ManagerWe are a committed Risk Management team responsible for developing credit policies and strategies within Business Banking Risk Appetite, automated decisioning and driving efficiencies and simplifications in credit processes to achieve excellent customer outcomes and risk reward trade-offs.Together we will deliver faster and...
-
Credit Risk Analytics Manager
vor 3 Wochen
Sydney, Österreich Commonwealth Bank Of Australia VollzeitCredit Risk Analytics ManagerWe are a committed Risk Management team responsible for developing credit policies and strategies within Business Banking Risk Appetite, automated decisioning and driving efficiencies and simplifications in credit processes to achieve excellent customer outcomes and risk reward trade-offs.Together we will deliver faster and...
-
Credit Risk Analytics Manager
vor 3 Wochen
Sydney, Österreich Commonwealth Bank VollzeitWe are a committed Risk Management team responsible for developing credit policies and strategies within Business Banking Risk Appetite, automated decisioning and driving efficiencies and simplifications in credit processes to achieve excellent customer outcomes and risk reward trade-offs.Together we will deliver faster and simpler customer outcomes through...
-
Credit Risk Analytics Manager
vor 2 Monaten
Sydney, Österreich Efinancialcareers Ltd. VollzeitCredit Risk Analytics ManagerCommonwealth Bank of Australia, Sydney, AustraliaWe are a committed Risk Management team responsible for developing credit policies and strategies within Business Banking Risk Appetite, automated decisioning and driving efficiencies and simplifications in credit processes to achieve excellent customer outcomes and risk reward...
-
Credit Risk Manager/Senior Manager
vor 1 Monat
Sydney, Österreich China Construction Bank VollzeitCompliance & Risk (Banking & Financial Services)Full timeChina Construction Bank ("CCB") is seeking an experienced Senior Credit Risk Manager to join our dynamic team within the banking sector.The ideal candidate will play a critical role in assessing, managing, and mitigating credit risks to safeguard the bank's lending portfolio.This role requires a...
-
Senior Manager, Prudential Credit Risk
vor 1 Monat
Sydney, Österreich Efinancialcareers Ltd. VollzeitSenior Manager, Prudential Credit RiskWestpac Banking Corporation Sydney, AustraliaJob DescriptionSenior Manager Prudential Governance - Credit InterpretationPermanent Full-time positionSydney or Melbourne basedHybrid working modelHow will I help?In this key 2nd Line role, you will be directly reporting to the Executive Manager (Prudential and Provisioning...
-
Senior Manager, Prudential Credit Risk
vor 1 Monat
Sydney, Österreich Efinancialcareers Ltd. VollzeitSenior Manager, Prudential Credit RiskWestpac Banking Corporation Sydney, AustraliaJob Description Senior Manager Prudential Governance - Credit Interpretation Permanent Full-time positionSydney or Melbourne basedHybrid working model How will I help?In this key 2nd Line role, you will be directly reporting to the Executive Manager (Prudential and...
-
Credit Risk Manager | Sydney, Au
vor 1 Monat
Sydney, Österreich Efinancialcareers Ltd. VollzeitCredit Risk Manager Westpac Banking Corporation, Sydney, Australia Opportunity to join Westpac's First Line Credit Risk Team Established career path and progression opportunities Sydney based permanent role How will I help? We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Shift VollzeitAt Shift, we're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.We believe Australian businesses are the driving force behind our economy and are core to our communities.That's why our business expertise, focus on relationships, and market-leading...
-
Credit Risk Manager | Sydney, Au
vor 1 Monat
Sydney, Österreich Efinancialcareers Ltd. VollzeitCredit Risk ManagerWestpac Banking Corporation, Sydney, AustraliaOpportunity to join Westpac's First Line Credit Risk TeamEstablished career path and progression opportunitiesSydney based permanent roleHow will I help?We are seeking a dynamic Risk Manager to join the First Line Credit Risk team within the Consumer Finance & Digital Line of Business and is...
-
Credit Risk Manager
vor 1 Monat
Sydney, Österreich Shift VollzeitAt Shift, we're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products.We believe Australian businesses are the driving force behind our economy and are core to our communities.That's why our business expertise, focus on relationships, and market-leading...
