Personal Lending Consultant
vor 2 Wochen
Job Description - Personal Lending Consultant (240001KI) About the role We are seeking a Personal Lending Consultant to engage with members and prospective members, converting lending leads into funded loans while maintaining an active pipeline.
This role focuses on delivering exceptional banking outcomes, achieving performance goals, and fostering member retention by identifying opportunities to add value.
Assess and validate loan applications using a risk-based approach, ensuring compliance with RACQ Bank's lending products, policies, and procedures to maintain high-quality submissions.Manage member relationships by providing clear, timely communication and exceptional service throughout the lending process.Identify opportunities to create value for members, fostering retention through personalised solutions and follow-up.Collaborate with internal departments and stakeholders to resolve member inquiries, improve processes, and enhance the overall member experience.Build and maintain an active lending pipeline, ensuring end-to-end resolution of applications while adhering to service level agreements and quality standards.Continuously develop knowledge of RACQ lending products, systems, and processes to deliver accurate information and ensure compliance with credit guidelines.About you You are a highly organised, detail-oriented professional with strong problem-solving skills and a compliance-driven approach.
You excel at building rapport with customers, resolving conflicts, and communicating effectively while fostering a collaborative work environment.
Proven experience in a customer-facing role, ideally within banking, finance, or a similar regulated industry.Proven ability to interpret and analyse data, applying critical thinking to solve complex problems.Strong organisational skills with the ability to manage multiple tasks, prioritise effectively, and meet deadlines.Experience in delivering exceptional customer service, with a focus on conflict resolution and building lasting relationships.Demonstrated attention to detail and accuracy in both written and verbal communication, ensuring high-quality service and compliance.Why join RACQ? It is an exciting time to be part of RACQ as we continue our transformation towards better, smarter solutions that deliver more security and prosperity for Queenslanders.
We are big enough to make a real difference in our community, yet small enough to nurture your professional and personal development.
By joining RACQ, you'll be part of new sustainability initiatives, including a commitment to being a carbon neutral organisation by 2030.
We've invested in and partnered with sustainable companies, including the introduction home solar and batteries, Green Home and Car Loans, and many other products and initiatives.
We'll continue to advocate for, research, and offer green solutions.
RACQ is committed to ensuring that every employee has access to flexibility in their role.
We encourage all candidates to discuss what flexibility means to you, and how we can help you find your balance.
At RACQ we are passionate about building a diverse and inclusive workplace to create better outcomes for our employees and our members.
We aim for our teams to be a true reflection of our communities and are committed to inclusion particularly people of Aboriginal and Torres Strait Islander heritage, and those who may experience diversity or disability related barriers in securing employment.
Applicants from these and other diverse backgrounds are encouraged to apply.
If you have any support or access requirement, please advise us at the time of applying.
What we offer you: Financial benefits and discounts on a range of banking, assistance and insurance products.Give back to our communities with paid volunteer leave, payroll giving and volunteering for community events such as MotorFest.A range of flexible working and leave options, parental leave of 13 weeks primary carer leave, purchased leave up to 4 weeks per year, cultural observance leave, substitution of public holidays for cultural/religious reasons, personal leave for wellbeing, gender affirmation leave.Prioritise your wellbeing with discounts on health programs and access to wellbeing initiatives such as annual flu vaccinations, corporate health insurance offer and free and confidential Employee Assistance Program (EAP).Invest in your development with in-house development programs and access to an extensive digital learning platform.Please Note: to objectively and comprehensively assess your potential and suitability for the role, RACQ may require you to complete video interviews, psychometric assessments and/or criminal history check as part of the application process.
If you require any adjustments during the application process, please advise the RACQ Careers team.
RACQ is a 'Circle Back Initiative' employer – we commit to respond to every applicant.
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