Credit Risk Analyst

vor 12 Stunden

Wien, Österreich Unzer Vollzeit

**ABOUT US**

Unzer is a fast-growing, innovative, and modular platform for international payment transactions. Over 800 of our payment experts and tech enthusiasts throughout Europe today work on helping retailers achieve sustainable growth in a dynamic market. We provide them with the modules, which are easy to integrate and cover the entire spectrum of payment management: from the processing of various payment types, through automated analytics of customer behaviour and requirements, all the way up to integrative risk management.

**ABOUT THE TEAM**

The Credit Risk team is a small but very important part of the Unzer Group which contributes to the success of the company.

Based in Vienna we are focusing on the optimization of the merchant acceptance rate and the incidental bad debt.

By deeply supporting each other we ensure that no one is left behind and the delivery of excellent results.

**WHAT WILL YOU DO**:

- Use your analytical mindset to identify, track, and monitor key trends, insights, and high-risk segments that contribute to losses
- Undertake regular reviews of Credit rules and policies to ensure lending remains within risk appetite, whilst also identifying opportunities to increase lending volumes
- Liaise with external partners such as Credit Agencies to evaluate new opportunities to enhance Credit Risk management
- Create and run key performance reports to ensure senior management remain updated on key risk measures
- Work closely with internal stakeholders to work in a collaborative manner on key Group-wide projects

**YOUR PROFILE**:

- Proficient MS-Office skills
- 1+ years of working knowledge of SQL or similar coding language
- Experience creating Tableau reports
- Excellent organisational, analytical, and critical thinking skills
- Exceptional problem-solving skills
- You do not hesitate to proactively approach open tasks
- You are a team player that can also function while working on your own
- Fluent in English, German is a plus

**Nice to have**:

- Any experience in other coding languages such as “R Studio”
- Background/experiences in the Payment/Banking industry

**WE OFFER**:

- Flexible working hours
- A hybrid work model to allow you to keep work-life balance - you can work from home up to 80% of the time
- A learning budget for personal development in addition to internal knowledge sharing forums and best practice sharing. We want you to have the ability to learn something new every day
- A fast-paced work environment with the creative freedom to contribute to Unzer’s future
- Excellent working atmosphere in ambitious, diverse, and agile teams

Does this sound interesting to you? Please send in your CV in English through the form below. We are looking forward to getting to know you

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