Mortgage Broker or Credit Analyst

TSC Mortgage Brokers is a busy, progressive finance & mortgage broking business located in beachside town Caloundra on the Sunshine Coast. Join Our Team as an Experienced Mortgage Broker or Credit Analyst Are you an experienced mortgage broker or credit analyst looking for a new opportunity? We’re seeking a dynamic and results-driven professional to join our growing team. In this role, you’ll have the flexibility to choose from various pay structures that suit your needs - whether it's commission-based, salary + commission, or performance bonuses. As a key player in our team, you’ll have access to a wide range of tools and resources to support your success, along with a network of lenders to offer your clients the best mortgage solutions available. If you're passionate about helping people achieve their homeownership dreams and thrive in a rewarding, flexible work environment, we’d love to hear from you What we offer: Competitive pay structures (commission, salary + commission, performance bonuses) Access to a broad range of lenders and mortgage products Ongoing training and support to help you grow into a high volume broker Highly trained support team to assist with on-boarding, processing and settlements A positive, collaborative work culture Flexible work arrangements (office, remote or hybrid) If you're ready to take your career to the next level and have the flexibility to shape your lifestyle and earning potential, apply today Key attributes of successful applicants: Certificate IV or Diploma of Finance and Mortgage Broking Demonstrated previous finance lending experience with a financial institution, as a credit analyst in a broker group, or as an accredited finance/mortgage broker. Well developed understanding of credit policies and lending procedures. Confident in handling all aspects of client communications to a high level. Be thorough, precise and take pride in all aspects of your role. Excellent customer service ethos and commitment to achieving positive client outcomes. High level of proficiency in Microsoft programs (Outlook, Excel, Word). Adapt to and learn changes in technology and our processes. High level of proficiency in verbal and written communication skills. Ability to multitask and display a high level of time management skills in the handling of client finance applications. Ability to work autonomously and as a part of our team. The role specifically includes: Assessing loan options by analysing client documents, interpreting lender policy, and completing serviceability and loan-structuring assessments. Identifying risks within applications and addressing credit concerns or policy exceptions with appropriate mitigants. Preparing high-quality credit submissions and maintaining accurate file notes to meet NCCP, APRA and ASIC compliance requirements. Managing effective communication with clients, accountants, solicitors, agents and lenders to build rapport, provide clarity & education, and ensure a smooth and stress-free loan process. Driving timely progression of applications, resolving bottlenecks, and ensuring finance and settlement deadlines are achieved. Maintaining data accuracy across systems and ensuring all documentation is complete, compliant, and audit-ready. Position Summary: The successful candidate will work closely with the administration, processing and settlement assistants to ensure a seamless work flow from incoming leads to settlement. This role does not require business development responsibilities (unless preferred - this can be discussed). This role is for an EXPERIENCED MORTGAGE BROKER OR CREDIT ANALYST ONLY. We need someone who is ready to start writing loans upon commencement of the role. If you are enthusiastic; professional; have a high attention to detail and are looking for a great career opportunity to join a progressive team (in a beautiful location), then this opportunity may be worth exploring further. Anticipated start date is as soon as practical for the right applicant. #J-18808-Ljbffr