Risk Oversight Analyst

At Pleo, we’re on a mission to revolutionise the way businesses manage company spending. No more outdated processes, clunky spreadsheets, or frustrating delays - we believe spend management should be seamless, empowering, and surprisingly effective for finance teams and employees alike. We’re creating tools that promote autonomy, foster trust, and let businesses focus on what truly matters. Our culture is built on transparency, collaboration, and a deep commitment to innovation – which is reflected in our spending solution. At Pleo, you’ll join a passionate team shaping the future of work, all while having some fun along the way. About the role We're looking for an Enterprise Risk Management Analyst to join our Risk Team at Pleo. In this role, you'll be in the Second Line of Defence, supporting the development, implementation, and maintenance of our organisation's risk management framework. You'll assist in monitoring and assessing risks across the business, supporting risk reporting, and ensuring effective challenge to the First Line on risk-related matters. If you’re excited about building a career in risk management, gaining exposure to a broad range of operational, strategic, and regulatory risks, and you’re passionate about ensuring a comprehensive and cohesive approach to risk management across Pleo, this is the opportunity for you. Please note that the application deadline for this role is 4th of December 2025. What you’ll be doing Support the implementation and ongoing enhancement of the Enterprise Risk Management Framework across the business. Assist in monitoring and assessing key risks across all business areas, ensuring they are identified, measured, and managed within risk appetite. Contribute to the preparation of regular risk reports and dashboards for senior management and committees. Provide independent second line challenges to the First Line on risk identification, assessment, controls, and mitigation strategies. Assist in maintaining and developing the enterprise risk register, ensuring risks are accurately documented and categorised. Contribute to the refinement and maintenance of risk policies, procedures, and governance documentation. Help in monitoring emerging risks and changes in the external environment that could affect the organisation’s risk profile. Support the execution of risk workshops and training sessions to promote risk awareness and a strong risk culture across the business. Collaborate with cross-functional teams to ensure up-to-date risk assessments and reporting, and collaborate on required updates to Pleo’s credit risk-related policies, working with different stakeholders of diverse backgrounds. What you bring Have experience in risk management, ideally within financial services, fintech, or another regulated environment. Bring an understanding of the Three Lines of Defence model and how risk is managed across an organisation. Have had exposure to core enterprise risk management principles, including risk identification, assessment, and reporting. Have experience supporting or maintaining a risk register or similar database. Competent with standard Microsoft tools (Excel, PowerPoint, Word); any experience with GRC or data visualisation tools (e.g., Power BI) is an advantage. Possess strong analytical and problem‑solving skills to interpret data, identify trends, and support risk reporting and dashboards. Demonstrate excellent attention to detail and an organized approach to managing multiple tasks and deadlines. Have strong written and verbal communication skills to clearly summarise information and confidently engage stakeholders. Are a proactive self‑starter and a collaborative team player, comfortable working across diverse, cross‑functional teams. Highly advantageous: Have experience in credit risk management, including understanding basic credit analysis, portfolio monitoring, or underwriting processes that’s highly advantageous. Qualifications and Background Bachelor’s degree in finance, economics, business, risk management, or a related field. Professional certifications are a plus, such as IRM, ICA, ACAMS, CFA (introductory), or equivalent. Demonstrated interest in pursuing a career in enterprise risk management or related control functions. Who you’ll be working with and reporting to You’ll report to our Senior Risk Management Officer and work closely with teams in the second line of defence, including Compliance, Financial Crime and Internal Controls. You’ll also have the chance to partner with teams across all of Pleo. How you’ll develop in this role Support the development, implementation, and maintenance of the organisation's risk management framework within the Second Line of Defence. Assist in monitoring and assessing risks across the business, gaining exposure to a broad range of operational, strategic, and regulatory risks. Contribute to risk reporting and the process of providing effective challenges to the First Line on risk-related matters. Begin to apply or refine skills in assessing counterparty and customer creditworthiness by analysing financial statements and identifying key credit and liquidity risks. Gain familiarity with portfolio monitoring practices, including tracking performance metrics, concentration risks, and early warning indicators. Develop a deeper understanding of a comprehensive and cohesive approach to risk management across Pleo. Develop skills in credit risk management, including credit analysis, portfolio monitoring and underwriting processes. Show me the benefits Your own Pleo card (no more out‑of‑pocket spending) Lunch is on us for your work days – enjoy catered meals or receive a lunch allowance based on your local office. Comprehensive private healthcare – depending on your location, coverage options include Vitality, Alan or Médis. We offer 25 days of holiday + your public holidays. For our team, we offer both hybrid and fully remote working options. Option to purchase 5 additional days of holiday through a salary sacrifice. We use MyndUp to give our employees access to free mental health and well‑being support with great success so far. Paid parental leave – we want to make sure that we're supportive of families and help you feel you don't have to compromise your family due to work. About your application Please submit your application in English; it’s our company language so you’ll be speaking lots of it if you join. We treat all candidates equally: If you are interested please apply through our application system – any correspondence should come from there. We are committed to an inclusive hiring process and welcome applicants from all backgrounds. We’re looking for new friends, gifted minds, team players, restless talents and passionate problem solvers. #J-18808-Ljbffr