Manager Home Buying Retail Credit Strategy Assurance

About the Team: Risk Management protects the Group’s interests by offering insightful, independent risk leadership and a commercial, evidence-based approach to managing risk. The Board and regulators rely on Risk Management as a trusted, independent voice that ensures the Group achieves sustainable returns within appetite. Do work that matters: You will strengthen and operate an effective Line 2 credit risk capability for CBA and Bankwest. You will build and manage internal and external stakeholder relationships, analyse data and performance indicators to identify emerging risks, and ensure key credit metrics remain within appetite. You will also maintain robust credit risk frameworks and provide independent oversight and assurance. On a day to day basis you will: People manage and coach (direct reports), role‑modeling the Group’s vision, values, and leadership behaviours. Establish and maintain Line 2 credit risk appetite across CBA, Bankwest, RMG, and Unloan Home Buying portfolios, ensuring measures and thresholds are clear, robust and actionable. Lead technical Line 2 reviews and independent challenge of risk/reward strategies and the analytics that support them. Monitor portfolio performance and execute deep‑dive analysis to identify emerging risks and recommend strategy adjustments. Provide oversight over material changes to origination, decisioning and arrears/collections processes and products, ensuring controls and outcomes balance financial and customer considerations. Drive data and process improvement initiatives (data optimisation, insight visualisation, risk segmentation and reporting). Communicate succinctly to senior stakeholders and committees, providing clear recommendations and evidence‑based advice. We are interested in hearing from people who have: Proven experience working in an analytics data role with SQL, SAS, R or Python. Understanding of macroeconomic regulatory environments and Credit Risk. Have strong written and verbal communication skills, including ability to succinctly articulate key insights and advice to diverse audiences. Tertiary qualified in relevant quantitative discipline such as Mathematics, Actuarial Sciences, or Statistics. Please note that we’re interested in hearing from people who might not meet all the following criteria. We’re open to working with the right candidate to fill any skill gaps during your journey at CommBank. Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive, and flexible workplace with flexible work locations. One where we’re driven by our values, and supported to share ideas, initiatives, and energy. One where making a positive impact for customers, communities and each other is part of our every day. We support our people with the flexibility to balance where work is done with at least half their time each month connecting in office. We also have many other flexible working options available including changing start and finish times, part‑time arrangements and job share to name a few. Talk to us about how these arrangements might work in the role you’re interested in. If you’re already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you’ll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We’re aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 10/12/2025 #J-18808-Ljbffr