Senior Manager, Credit Oversight

Senior Manager, Credit Oversight role at Commonwealth Bank The Senior Manager, Credit Oversight plays a key role in enhancing the quality, consistency, and transparency of credit assessment for high‑risk credit applications across Business Banking. This role provides independent peer review, insights, and coaching to strengthen analytical standards and uplift capability across Commercial Banking (CB), Regional & Agribusiness Banking (RAB), and Major Client Group (MCG). By ensuring that high‑risk credit submissions are supported by robust financial analysis and sound risk judgment, this position directly contributes to prudent lending, sustainable portfolio outcomes, and effective risk management. In this role you will: Perform independent peer reviews of high‑risk credit transactions, validating analytical completeness and accuracy. Identify analytical gaps and provide constructive feedback to deal teams, driving adherence to Business Banking’s credit assessment standards. Ensure minimum analytical standards are met and aligned with risk frameworks and credit policy. Support continuous improvement of credit analysis templates, tools, and AI‑enabled workflows. Provide thematic insights on recurring credit weaknesses, emerging risks, and capability gaps. Partner with segment leaders and Learning & Capability teams to design targeted training programmes and reference materials. Prepare oversight reporting and insights packs for leadership teams, tracking rework rates and oversight outcomes. Recommend process enhancements or automation opportunities to improve efficiency and oversight coverage. Build trusted relationships with frontline bankers, credit teams and segment leaders, delivering feedback and coaching in a collaborative, solution‑focused manner. Engage with governance, assurance, and control functions to support end‑to‑end risk management maturity. We're interested in hearing from people who have: Excellent experience in commercial or corporate credit risk management, portfolio oversight, or credit assurance. Proven capability in financial statement analysis, forecasting, sensitivity analysis, and transaction structuring. Strong knowledge of Business Banking risk frameworks and credit approval processes. Experience providing independent risk challenge and analytical feedback to senior stakeholders. Experience in credit learning, coaching, or quality assurance. Familiarity with AI or data‑driven analytical tools supporting credit risk assessment. Bachelor’s degree in Commerce, Finance, Accounting, or Economics. Postgraduate qualifications (e.g. CPA, CA, CFA, FRM) are desirable. Credit accreditation and/or lending authority preferred. A strong risk mindset, analytical thinking, stakeholder influence, and a commitment to continuous improvement. Working with us: Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive, and flexible workplace with flexible work locations. One where we are driven by our values, and supported to share ideas, initiatives, and energy. One where making a positive impact for customers, communities and each other is part of our every day. We support our people with the flexibility to balance where work is done with at least half your time each month connecting in office. We also have many other flexible working options available, including changing start and finish times, part‑time arrangements and job share to name a few. Ready to make a difference in credit risk management? Apply now to join our team and help shape the future of Business Banking. If you’re already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you’ll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We’re aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on . Advertising End Date: 19/12/2025 Location: Brisbane, Queensland, Australia #J-18808-Ljbffr