Credit Analyst
vor 2 Wochen
Office hours - 8.30 to 5pm Monday to Friday Our client is an innovative provider of merchant cash advance solutions, specialising in delivering seamless, unsecured working capital to small and medium businesses across Australia. As they continue to scale, they're seeking a motivated and detail-oriented Credit Analyst to join their high-performing credit operations team in Eight-Mile Plains, QLD. This is a key role for someone with strong analytical skills, risk evaluation experience, and a passion for delivering exceptional service to partners and stakeholders. About the Role As a Credit Analyst, you will be responsible for evaluating and processing merchant credit applications, making informed credit decisions, and ensuring compliance with lending policies. You'll engage directly with stakeholders, brokers, and customers to assess creditworthiness and deliver a smooth application process. The role requires a strong balance of analytical capability, customer service, and risk management awareness. Key Responsibilities Review and assess credit applications from merchants and brokers in accordance with lending policies and risk frameworks. Analyse applicants' financial profiles, including income, liabilities, and living expenses, to determine affordability. Conduct credit bureau and banking history checks, assess credit conduct, and verify employment stability. Make credit recommendations or approvals within a defined lending mandate (e.g. up to $35,000). Liaise directly with brokers, merchants, and internal teams to gather information and deliver timely decisions. Assist in inbound and outbound calls related to credit assessments, re-advances, and general underwriting queries. Maintain accurate documentation of credit decisions and support compliance with regulatory requirements. Collaborate on the daily collections process, monitor direct debit activity, and manage exceptions or failed payments. Support continuous improvement of credit workflows, underwriting documentation, and risk policy frameworks. Provide mentorship and second-level review of other team members' assessments when needed. Key Requirements Prior experience in credit assessment, credit risk, or underwriting (e.g., personal loans, auto finance, SME lending). Strong knowledge of income analysis, credit file interpretation, and affordability evaluation. Excellent attention to detail and judgement when identifying potential risks. Outstanding communication skills for dealing with brokers, customers, and internal stakeholders. Demonstrated ability to work in a team environment with a customer-first mindset. Proficiency in Microsoft Office and experience with credit systems and mailbox management. A relevant qualification in finance, economics, or equivalent practical experience in the credit space. Full working rights – Must be an Australian Citizen or Australian Permanent Resident Desirable Attributes Experience working with brokers or in third-party channel environments. Previous exposure to end-to-end credit lifecycle from assessment to decision and post-settlement support. Proven track record of handling complex cases and working under pressure in a high-volume environment. Benefits Competitive salary package. Opportunities for professional growth and mentorship. Friendly, collaborative, and inclusive work environment. Exposure to a growing and innovative financial services provider. #J-18808-Ljbffr
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Credit Analyst
Vor 7 Tagen
City of Melbourne, Österreich Thomas Frost Executive VollzeitFull-time position based in Melbourne CBD Non-conforming lender - our client provides a flexible approach to the assessment of their client's finances Great Career Progression with a supportive team environment. About My Client My client is a family owned and managed business with headquarters in Melbourne, Victoria. For over 75 years, they have given hope...
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Senior Credit Analyst
vor 4 Wochen
City of Melbourne, Österreich Angle Finance Group VollzeitSenior Credit Analyst page is loaded## Senior Credit Analystremote type : Hybridlocations : Sydney : Level 8, 360 Collins St (Melbourne - AF)time type : Full timeposted on : Posted Todaytime left to apply : End Date : January 12, (26 days left to apply)job requisition id : JR Angle Finance is a leading non-bank asset finance company operating in the rapidly...
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Credit Analyst
vor 1 Woche
Council of the City of Sydney, Österreich Manpower VollzeitJob description We are excited to be partnering with a boutique financial services provider here in the heart of Sydney who are looking to expand out their Credit Analyst team. This role covers both NCCP and non-NCCP lending, focusing on private credit, distressed, and complex lending scenarios. The Credit Analyst will assess and prepare loan proposals,...
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Credit Analyst
vor 4 Wochen
Council of the City of Sydney, Österreich Finstro VollzeitCredit Analyst We are looking for a Credit Analyst to assist us in evaluating financial data, managing credit risks, and making recommendations to support our lending decisions. Finstro has been solving financial challenges within B2B Trade finance since 2014 and served global businesses with over $1 billion in Trade Payments. Finstro provides a complete...
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Credit Analyst
vor 2 Wochen
Council of the City of Sydney, Österreich Manpower Australia VollzeitWe are excited to be partnering with a boutique financial services provider here in the heart of Sydney who are looking to expand out their Credit Analyst team. This role covers both NCCP and non‑NCCP lending, focusing on private credit, distressed, and complex lending scenarios. The Credit Analyst will assess and prepare loan proposals, review valuations...
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Senior Credit Analyst
vor 3 Wochen
City of Melbourne, Österreich OPS Garrison Lending Operations Pty Ltd VollzeitAngle Finance is a leading non-bank asset finance company operating in the rapidly growing intermediary asset finance market. Our signature is Faster, Easier Finance, provided by consistent, predictable and reliable service propositions in everything we do. Our people make us remarkable. So we’ve built a culture of empowerment, enabling our people to make...
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Credit Analyst
Vor 3 Tagen
City of Melbourne, Österreich Plan Partners VollzeitCredit Analyst page is loaded## Credit Analystlocations: Melbourne Central Towers - Level 21time type: Full timeposted on: Posted Todayjob requisition id: R8296Making a difference isn’t just our purpose, it’s what motivates our people every day. For us, work is not about ticking a box. It’s about knowing that it matters. We make a meaningful difference...
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Credit Analyst
vor 1 Woche
Council of the City of Sydney, Österreich Bluewave Talent VollzeitThis range is provided by BlueWave Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range A$85, / yr - A$100, / yr Direct message the job poster from BlueWave Talent Helping Sydney Financial Services firms grow through quality hires ? Expert in residential & commercial lending ?...
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Credit Analyst
vor 1 Woche
City of Melbourne, Österreich Thompsoncook VollzeitBase pay range: A$90,******/yr - A$100,******/yr Direct message the job poster from ThompsonCook: Manager at ThompsonCook | Accounting & Finance Recruitment Hybrid Role | 3 Days in Perth Office | Large National Finance Function The Opportunity This is an excellent opportunity for an experienced Credit Analyst to join one of Australia's largest and most...
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Credit Analyst
Vor 5 Tagen
Council of the City of Sydney, Österreich Keegan Adams Recruitment VollzeitCredit Analyst - High‑Growth Non‑Bank Mortgage Lender Location: Edgecliff | Full Time Perm Our client is a rapidly expanding residential non‑bank lender entering an exciting scale‑up phase. They are reshaping the reverse‑mortgage / home‑equity‑release market with an innovative new lending product experiencing strong, sustained demand. Join an...
