Credit Risk Analyst

Vor 4 Tagen


Penrith City Council, Österreich https:www.bebee.comjoin Vollzeit

About the role:


Reporting into the National Credit Risk Manager, this role is responsible for critical analysis of both qualitative and quantitative data in the process of assessing the credit worthiness of both new and existing account customers.


The position will be the local point of contact for reviewing credit limit changes, identifying high-risk accounts, preparing reports for management, and managing the internal controls of aging reviews.


The primary responsibility of the Credit Risk Analyst is to provide insightful, relevant, succinct, and timely credit analysis including recommendations to the credit Risk manager with a view to minimize credit losses and promote business development.


  • Analyse credit terms and limits, and determine credit risk and worthiness for potential, new and existing customers.
  • Partner with business to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, order books etc.
  • Ensure compliance with InfraBuild credit policy and procedures to ensure that any credit limit breaches are authorized at the correct approval level
  • Identify & support the implementation of process improvement projects within the scope of the analyst role as well as the wider Credit function.
  • Staying current on all aspects of assigned clients, including industry trends, portfolio performance, current events and news, potential risks, etc.

About your experience:


You are a leader who thrives in a culture of knowledge sharing & cross functional training; a self - starter, with the ability to work independently whilst being able to work effectively in a team environment.


  • A degree in Risk/Commerce/ Finance/ Business or related preferred
  • Exceptional commercial acumen to balance risks and opportunities
  • Demonstrated ability to navigate complex situations, identify potential risks, and develop effective strategies.
  • Remarkable interpersonal skills to build rapport and influence change.
  • Solid communication skills with the ability to communicate complex financial information in a clear and organized manner.
  • Strong financial interpretation skills and familiarity with financial statements.
  • Ability to learn quickly with a high level of attention to detail and strong organizational and time management skills.

About our team:

At
InfraBuild we are building futures through sustainable steel. We are Australia's leading vertically-integrated Electric Arc Furnace steel recycling, manufacturing and distribution business.

We provide solutions for commercial and residential construction, large scale and nation-building infrastructure, our primary producers, mining and rural sectors.

With our rich history spanning more than 100 years we have entered an exciting new chapter, each day we help build and enable a stronger and more sustainable Australia, for a changing world
.



Next steps:

Across our different business units, we offer career opportunities for people who share our drive, passion and ambition.

From apprentices and graduates to experienced professionals, we are committed to offering fulfilling careers and the chance to grow as our business grows.

We would love you to be part of our journey.

We are a 2024 Circle Back Initiative Employer - we commit to respond to every applicant #J-18808-Ljbffr
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