Credit Risk Policy

vor 2 Monaten


Wien, Österreich Erste Group Bank AG Vollzeit

Erste Group was founded in 1819 as the first Austrian savings bank and today it is one of the largest banking groups in Central and Eastern Europe (CEE). As an attractive employer, Erste Group offers interesting career opportunities in an international environment.- The team acts as the owner for non-retail risk policies and procedures along the credit and rating process. We drive the optimization and digital transformation of non-retail credit risk processes which includes supporting the realization of related group-wide projects and the operative monitoring of credit risk. Furthermore, we coordinate deliveries to regulatory audits and requests in the area of non-retail credit risk framework and processes.- Your Tasks- Acting as reliable contact person within the area of non-retail credit risk when it comes to regulatory inquiries
- Support and coordinate non-retail credit risk related deliveries to internal and external audit requests as well as the regulator (e.g. ECB, OeNB, FMA, financial auditors, etc.) and follow up on respective findings
- Group-wide steering, facilitating and continuously improving credit risk policies and procedures for non-retail credit risk area in line with regulatory requirements
- Foster technological changes and assess potential use cases for digitalization in your field of responsibilities- Your Background- Min. 2-3 years of experience in banking and consulting with a good understanding of credit risk management / underwriting processes
- Expertise of regulatory standards and the regulatory framework is beneficial
- Strong interpersonal, presentation, communication and organization skills
- Full professional proficiency in German and English, an additional CEE language is an asset- Our Offer- An exciting and challenging job opportunity in a dynamic team and area with a group-wide responsibility
- We support your professional and personal development within an international and multicultural environment
- We offer our employees the opportunity to divide their hours between working from home and at the office
- Discover and enjoy the benefits of Erste Group
- Erste Group considers the diversity of its employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin
- The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 40.120,36 gross per year. But this is just a formality - we would be happy to talk about your actual salary in person


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