Merchant Credit Risk Analyst

vor 1 Woche

Wien, Österreich Unzer Vollzeit

**ABOUT US**

Unzer is a fast-growing, innovative, and modular platform for international payment transactions. Over 800 of our payment experts and tech enthusiasts throughout Europe today work on helping retailers achieve sustainable growth in a dynamic market. We provide them with the modules, which are easy to integrate and cover the entire spectrum of payment management: from the processing of various payment types, through automated analytics of customer behaviour and requirements, all the way up to integrative risk management.

**ABOUT THE TEAM**

The Credit Risk team is a small but very important part of the Unzer Group which contributes to the success of the company.

Based in Vienna we are focusing on the optimization of the merchant acceptance rate and the incidental bad debt.

By deeply supporting each other we ensure that no one is left behind and the delivery of excellent results.

**WHAT WILL YOU DO**:

- Uphold the Merchant Monitoring framework and activities for all payment methods.
- Regular update of monitoring templates and dashboards
- Regular proactive monitoring of alerts in place to identify merchants in potential financial difficulties.
- Communicating relevant insights derived from monitoring activities to all appropriate partiesinvolved.
- Aid in the preparation of internal and external analysis based on the data obtained from the previously mentioned activities.
- Documentation and merchant profile upkeepin the internal CRM
- Conduct financial statement analysis for prospective and current merchants, documenting the results in the respective templates and sharing with relevant parties.
- Conduct balance sheet and profit and losses deep dives with the rest of the merchant credit risk team.
- Contextualization of financial statements data within merchant’s industry and how external events might affect their results.
- Assist in the development of new monitoring templates and dashboards.
- Assist and ownership of preparation of SQL queries to source and connect data
- Assist in the preparation and update of KPI reporting templates.

**YOUR PROFILE**:

- 2-3 years of experience in financial statement analysis
- Experience and comfort with using Microsoft Excel and PowerPoint. Knowledge in MS Dynamics is a plus.
- 2-3 years of experience in management of databases with tableau. Power BI and other Data management tools are a plus.
- High level of English and German, both written and oral

**WE OFFER**:

- Flexible working hours
- A hybrid work model to allow you to keep work-life balance - you can work from home up to 80% of the time
- A learning budget for personal development in addition to internal knowledge sharing forums and best practice sharing. We want you to have the ability to learn something new every day
- A fast-paced work environment with the creative freedom to contribute to Unzer’s future
- Excellent working atmosphere in ambitious, diverse, and agile teams

Does this sound interesting to you? Please send in your CV in English through the form below. We are looking forward to getting to know you #LI-HYBRID

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