Commercial Credit Analyst
vor 3 Wochen
Overview Join or sign in to apply for the Commercial Credit Analyst role at Shift . At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. Our team is diverse and focused on delivering better outcomes for Australian businesses. About the role As a Credit Analyst, you’ll play a key role in the customer journey by assessing credit applications from customers and brokers. Using a mix of bank statements, financial statements and other data, you’ll determine creditworthiness and recommend appropriate lending solutions. Your insights will help shape customer outcomes while managing risk effectively. What you'll do Assess commercial credit applications by analysing financial statements, bank statements and other relevant data Conduct phone interviews with applicants and brokers to gather information and negotiate loan criteria Provide accurate, quantitative credit assessments and recommend lending limits aligned with Shift’s credit appetite Ensure correct products and services are applied to customer applications Maintain detailed records of key risk factors and mitigation strategies to support decision making Build strong relationships with internal teams, customers, and brokers to enhance business performance Adhere to credit underwriting standards, compliance policies, and ensure data integrity in core systems Support Relationship Managers and Sales teams by providing coaching and upskilling Identify opportunities for process and service improvements to boost team efficiency What you'll bring Experience holding a Delegated Lending Authority for commercial/business lending Strong business acumen and solid understanding of the SME market Proven track record in delivering excellent customer service Experience assessing commercial credit using financial and bank statements; experience with non-traditional data is a plus Analytical mindset with strong attention to detail Experience in risk or analytics roles or working with finance products in point-of-sale environments is advantageous but not essential Excellent communication and relationship-building skills Commitment to compliance and data accuracy Key benefits Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business Be involved – participate in regular product and technology roadmaps and strategy sessions Flexible working environment – headquartered in North Sydney with state-based workplaces and a flexible work policy Family support – industry-leading 26 weeks paid parental leave Varied workspaces – spaces for collaboration, brainstorming and focus Wellbeing benefits – comprehensive support for physical, psychological and financial wellbeing Details Seniority level: Entry level Employment type: Full-time Job function: Finance and Sales Location: Sydney, New South Wales, Australia #J-18808-Ljbffr
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Commercial Credit Analyst
vor 3 Wochen
Council of the City of Sydney, Österreich TOM People VollzeitSenior Commercial Credit Analyst – Commercial Credit Analyst We’re unlocking community knowledge in a new way. Get a commercial credit analyst role working with a leading digital banking platform in Sydney. Base pay range A$110,000 – A$130,000 per year. Location & working Permanent full‑time role based in Sydney CBD with hybrid working available....
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Senior Commercial Credit Analyst
vor 1 Woche
Council of the City of Sydney, Österreich Commonwealth Bank VollzeitA leading financial institution in Sydney is looking for a Credit Analyst to enhance client satisfaction and conduct financial analysis. The ideal candidate has experience in commercial banking, understands credit transactions, and is a confident communicator. This full-time role offers a salary range of A$90,000 – A$120,000 annually and is perfect for...
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Credit Risk Analyst
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North Sydney Council, Österreich Shift Vollzeit2 days ago Be among the first 25 applicants Who is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our...
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Commercial Credit Analyst
vor 1 Woche
Sydney, Österreich Shift VollzeitOverview Who is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on...
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Commercial Credit Analyst
Vor 7 Tagen
Council of the City of Sydney, Österreich Shift VollzeitWho is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and...
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Credit Analyst, Commercial Banking — Growth
vor 3 Wochen
Council of the City of Sydney, Österreich Commonwealth Bank VollzeitA leading financial institution in Australia is seeking a Credit Analyst for their Commercial Banking team. You will be responsible for performing financial analysis, evaluating lending risks, and collaborating with Relationship Executives. Ideal candidates will have experience in business banking and a strong understanding of balance sheets and loan...
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Vor 6 Tagen
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Senior Credit Analyst: Commercial Lending
vor 1 Woche
Council of the City of Sydney, Österreich Prospa VollzeitA financial services company is seeking a Senior Credit Analyst in Sydney, Australia. The role involves evaluating credit worthiness for various applications, coordinating underwriting processes, and preparing detailed credit papers. Candidates should have significant experience in underwriting and commercial lending, possess strong financial analysis...
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SME Commercial Credit Analyst
Vor 7 Tagen
Council of the City of Sydney, Österreich Shift VollzeitA leading financial services firm in Australia is seeking a Credit Analyst to assess commercial credit applications and recommend lending solutions. You will analyze financial statements and conduct interviews to gather necessary information. Ideal candidates have previous experience in business lending and strong analytical skills. This role offers a...
