Commercial Credit Analyst
vor 2 Wochen
Overview Who is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and market-leading technology is at the core of everything we do. We’ve helped solve the credit and payment pain points for more than 25,000 businesses, providing over $3.5 billion in aggregate funding. Our unique approach to product innovation combined with our collaborative culture means you can build your career in a supportive environment. You’ll be joining a diverse team of over 250 people who are always looking to deliver better outcomes for Australian businesses. About the role As a Credit Analyst, you’ll play a key role in the customer journey by assessing credit applications from customers and brokers. Using a mix of bank statements, financial statements and other data, you’ll determine creditworthiness and recommend appropriate lending solutions. Your insights will help shape great customer outcomes while managing risk effectively. What you'll do Assess commercial credit applications by analysing financial statements, bank statements and other relevant data Conduct phone interviews with applicants and brokers to gather information and negotiate loan criteria Provide accurate, quantitative credit assessments and recommend lending limits aligned with Shift’s credit appetite Ensure correct products and services are applied to customer applications Maintain detailed records of key risk factors and mitigation strategies to support decision making Build strong relationships with internal teams, customers, and brokers to enhance business performance Adhere to credit underwriting standards, compliance policies, and ensure data integrity in core systems Support Relationship Managers and Sales teams by providing coaching and upskilling Identify opportunities for process and service improvements to boost team efficiency What you'll bring Previous experience holding aDelegated Lending Authority for commercial/business lending Strong business acumen and solid understanding of the SME market Proven track record in delivering excellent customer service Experience assessing commercial credit using financial and bank statements; experience with non-traditional data is a plus Analytical mindset with strong attention to detail Experience in risk or analytics roles or working with finance products in point-of-sale environments is advantageous but not essential Excellent communication and relationship-building skills Commitment to compliance and data accuracy Key benefits Collaborative teams – a flat structure means everyone can learn from colleagues and senior leaders around the business. Be involved – come together with all of your colleagues every 100 days to share the product and technology roadmap and business strategy. Flexible working environment – we’re headquartered in North Sydney with state-based workplaces and offer a flexible work policy. Family support – industry leading 26 weeks paid parental leave. Varied workspaces – our office enables areas for collaboration, brainstorming and socialising as well as focus zones. Range of benefits supporting your physical, psychological and financial wellbeing. From a day off on your birthday to excellent end of trip facilities. #LI-Hybrid #J-18808-Ljbffr
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Commercial Credit Analyst
vor 3 Wochen
Council of the City of Sydney, Österreich TOM People VollzeitSenior Commercial Credit Analyst – Commercial Credit Analyst We’re unlocking community knowledge in a new way. Get a commercial credit analyst role working with a leading digital banking platform in Sydney. Base pay range A$110,000 – A$130,000 per year. Location & working Permanent full‑time role based in Sydney CBD with hybrid working available....
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Commercial Credit Analyst
vor 3 Wochen
North Sydney Council, Österreich Shift VollzeitOverview Join or sign in to apply for the Commercial Credit Analyst role at Shift . At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. Our team is diverse and focused on delivering better outcomes for Australian businesses. About the role...
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Senior Commercial Credit Analyst
vor 2 Wochen
Council of the City of Sydney, Österreich Commonwealth Bank VollzeitA leading financial institution in Sydney is looking for a Credit Analyst to enhance client satisfaction and conduct financial analysis. The ideal candidate has experience in commercial banking, understands credit transactions, and is a confident communicator. This full-time role offers a salary range of A$90,000 – A$120,000 annually and is perfect for...
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Commercial Credit Analyst
Vor 7 Tagen
Council of the City of Sydney, Österreich Shift VollzeitWho is Shift? At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses driving force behind our economy and are core to our communities. That’s why our business expertise, focus on relationships, and...
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Credit Analyst, Commercial Banking — Growth
vor 3 Wochen
Council of the City of Sydney, Österreich Commonwealth Bank VollzeitA leading financial institution in Australia is seeking a Credit Analyst for their Commercial Banking team. You will be responsible for performing financial analysis, evaluating lending risks, and collaborating with Relationship Executives. Ideal candidates will have experience in business banking and a strong understanding of balance sheets and loan...
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Credit Analyst
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Council of the City of Sydney, Österreich BlueWave Talent VollzeitThis range is provided by BlueWave Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range A$85,000.00/yr - A$100,000.00/yr Direct message the job poster from BlueWave Talent Helping Sydney Financial Services firms grow through quality hires ✦ Expert in residential & commercial lending...
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Credit Analyst
Vor 7 Tagen
Council of the City of Sydney, Österreich Bluewave Talent VollzeitThis range is provided by BlueWave Talent. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range A$85, / yr - A$100, / yr Direct message the job poster from BlueWave Talent Helping Sydney Financial Services firms grow through quality hires ? Expert in residential & commercial lending ?...
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Senior Credit Analyst: Commercial Lending
vor 2 Wochen
Council of the City of Sydney, Österreich Prospa VollzeitA financial services company is seeking a Senior Credit Analyst in Sydney, Australia. The role involves evaluating credit worthiness for various applications, coordinating underwriting processes, and preparing detailed credit papers. Candidates should have significant experience in underwriting and commercial lending, possess strong financial analysis...
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Credit Analyst
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Council of the City of Sydney, Österreich Balmain VollzeitCredit Analyst The Balmain Group has over $10B in receivables under management, including a commercial loan portfolio exceeding $5.5B and provides $4B in property investment and development loans each year. Loans range in size between $1M to in excess of $100M for a range of purposes including investment, construction and site acquisition....
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SME Commercial Credit Analyst
Vor 7 Tagen
Council of the City of Sydney, Österreich Shift VollzeitA leading financial services firm in Australia is seeking a Credit Analyst to assess commercial credit applications and recommend lending solutions. You will analyze financial statements and conduct interviews to gather necessary information. Ideal candidates have previous experience in business lending and strong analytical skills. This role offers a...
