Senior Manager, Financial Crime Compliance HRI Business Bank

Senior Manager, Financial Crime Compliance HRI Business Bank - Advisory Line 2 At CommBank we’re proud to build a brighter future for all; we believe growth drives innovation. We serve over 18 million customers, providing premier retail and commercial banking services predominantly in Australia. Our unwavering dedication to excellence and innovation propels us forward, allowing us to meet the ever‑changing needs of our customers while contributing to the nation’s prosperity. Inspired by our purpose, we are laser‑focused on building tomorrow’s bank today. This means helping to build Australia’s future economy, reimagining customer experiences, and delivering simpler, safer, and better banking services. Our mission is made possible by our people, their diverse skills, unique perspectives, and shared passion. The Financial Crime Compliance (FCC) team is accountable for the development, implementation, and ongoing leadership of the Group’s financial crime compliance services. You will be part of the wider Financial Crime Line 2 team, leading the Group’s approach to managing AML/CTF, Sanctions, and Anti‑Bribery & Corruption (ABC) risks for the Business Banking segment. Within FCC, the HRI Advisory function plays a critical role in supporting Business Banking by reviewing and advising on high‑risk industries (HRI) customer types, complex customer matters, and emerging risks. You’ll engage directly with stakeholders on high‑risk industry customers, lending transactions, and new‑to‑bank relationships with complex structures. Be part of something bigger and redefine what’s to come across Australia. Do the impactful work that matters. This role requires forging strong relationships with internal and external stakeholders to deliver sustainable outcomes and protect the Group from financial crime risks. Reporting to the Executive Manager, you will support the Group in effectively managing financial crime. This includes providing advice on high‑risk customers/industries and regulatory matters, with a strong focus on aligning with emerging regulatory reforms, including the new AML/CTF law reforms. Key responsibilities Conduct thorough AML due diligence assessments, evaluating high‑risk clients and industries to ensure compliance with regulatory requirements and internal policies. Support Business Banking in reviewing and assessing high‑risk clients, complex structures, and offering practical solutions to mitigate potential risks. Design and implement financial crime risk management frameworks tailored to high‑risk and emerging industries. Develop and maintain policies and resource documents specific to high‑risk industry segments. Assist in developing and executing action plans to address identified financial crime issues. Work closely with internal stakeholders to identify, assess, and mitigate financial crime risks proactively. Support the business in establishing controls, procedures, and training aligned with the Group’s financial crime framework and the requirements of upcoming AML/CTF law reforms. Draft high‑quality governance papers to inform senior management and Board decision‑making. Engage with external clients to conduct compliance‑focused discussions on their AML programs; demonstrated experience in direct client engagement is essential for this role. Other qualities you may possess Tertiary qualifications in business, finance, law, or a related discipline (preferred). Relevant industry certifications (e.g., ACAMS) are desirable. Extensive experience (7+ years) in AML/CTF, Sanctions, and ABC compliance, preferably in an advisory capacity. In‑depth understanding of AML/CTF regulations, including demonstrated experience in assessing and reviewing AML programs. Preferred experience with AML programs of Money Service Businesses (MSBs), Payment Processors, Bullion Dealers, Digital Currency Exchanges, Online Gambling operators, and Casinos. Strong ability to assess corporate structures, complex transactions, and identify potential risks. Demonstrated experience influencing, engaging, and managing a wide range of stakeholders across business, regulatory, and client environments. Excellent written and verbal communication skills, with the ability to distil complex issues into clear and actionable insights. Working with us means Whether you’re passionate about customer service, driven by data, or called by creativity, a career here is for you. CommBank advocates and facilitates a culture of inclusion and respect, celebrating all cultures, abilities, genders, expressions of gender and sexual orientation. Read more about our commitment to inclusion and diversity on our website. Our people bring diverse backgrounds and unique perspectives to build a respectful, inclusive and flexible workplace. We are working hard to recruit people who represent the diversity of our customers and our society. If you’re excited about this opportunity but don’t meet every single requirement, or your experience doesn’t align perfectly, we still encourage you to send in your application. You may just be the perfect candidate for this opportunity or another within CommBank. At CommBank we inspire you with work that makes a difference, surround you with talented people who respect and value each other, and empower you to grow professionally and personally. Making a positive impact for customers, communities and each other is part of our everyday. We’re determined to make a real difference for Australia’s first peoples. We encourage all interested applicants to apply. If you’re already part of the Commonwealth Bank Group (including BankWest), you’ll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We’re aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 18/12/2025 #J-18808-Ljbffr