Chief Technology Officer

A fast-growing non-bank lender is transforming the Australian lending landscape with a broker-first approach prioritising flexibility, speed, and innovation. As the business scales its next‑generation lending platform, we’re seeking an exceptional Chief Product and Technology Officer to drive product vision, technology strategy, and data & AI capabilities—delivering cutting‑edge solutions that empower brokers and borrowers nationwide. This is a rare opportunity to join a fintech company at a pivotal moment, backed by institutional confidence and built on a foundation of agility, strong governance, and a genuine culture. The Opportunity As CPTO, you’ll be the architect of the product, technology, and data strategy. You’ll define and execute the product vision while overseeing platform architecture, engineering, digital capabilities, and data/AI initiatives. This is a leadership role balancing strategic product thinking with technology operational excellence, driving both the "what" and the "how" of the roadmap. You’ll ensure data and AI capabilities are embedded into platform design, decision‑making, and operational processes. What You’ll Drive Shape and deliver the end‑to‑end platform roadmap with precision, speed, and reliability. Build scalable, resilient systems that automate manual processes, reduce cost‑to‑serve, and enable growth in loan volumes. Lead data and AI initiatives that turn insights into actionable decisions, improve broker and customer experiences, and optimise operational efficiency. Champion a customer‑first mindset across your teams. Deliver seamless, intuitive digital experiences that drive broker satisfaction, loyalty, and engagement. Collaborate with credit, risk, distribution, and operations leaders to ensure platform outcomes align with business goals. Bridge technical, data, and commercial perspectives to drive unified success. Ensure all technology, data, and AI developments meet legal, regulatory, and internal risk requirements around data security, privacy, credit risk, and auditability. Maintain oversight of technology architecture, vendor relationships, and third‑party partnerships. Build, mentor, and inspire high‑performing product, engineering, platform, and data teams. Essential Experience & Capabilities Proven track record in product, technology, and data/AI leadership at an executive level. Deep expertise in financial services, ideally lending, mortgages, or non‑bank finance, with strong awareness of regulatory requirements. Experience driving data‑driven decisions using insights from brokers, customers, and operational metrics. Proven examples / expertise in AI/ML initiatives, analytics platforms, and embedding intelligence into products and processes. Excellence in stakeholder leadership across risk, credit, operations, technology, and finance functions. Strong expertise in modern engineering and platform practices: cloud infrastructure, security, scalability, APIs, automation, architecture, and AI integration. Adaptability to respond to market, regulatory, and competitive pressures, with the ability to prioritise and pivot effectively. Outstanding communication skills to translate product, data, and technical concepts across diverse audiences. Ready to Build the Future? This is your chance to join at an inflection point, where your product, technology, and data leadership will have immediate, tangible impact on the platform, people, and market position. To apply, submit your CV outlining your relevant Platform & AI experience and why this opportunity excites you. #J-18808-Ljbffr