Credit Underwriting Analyst

Overview The world of payment processing is rapidly evolving, and businesses are looking for loyal and strategic partners, to help them grow. Meet Nuvei , the Canadian fintech company accelerating the business of clients around the world. Nuvei's modular, flexible and scalable technology allows leading companies to accept next-gen payments, offer all payout options and benefit from card issuing, banking, risk and fraud management services. Connecting businesses to their customers in more than 200 markets, with local acquiring in 50 markets, 150 currencies and 700 alternative payment methods, Nuvei provides the technology and insights for customers and partners to succeed locally and globally with one integration. At Nuvei, we live our core values, and we thrive on solving complex problems. We’re dedicated to continually improving our product and providing relentless customer service. We’re always looking for exceptional talent to join us on the journey Your Mission The position is responsible for the underwriting review of new account applications as presented within defined SLA’s. The review confirms the eligibility of the client or partner. As part of the role you will also be expected to contribute to the transaction monitoring function within the risk function. Responsibilities Complete review of client and partner applications, ensuring department SLA’s are met. Ensure Know Your Customer (KYC) and related regulatory requirements are adhered to during the underwriting process so the company is compliant with its Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF) policies & Scheme Regulations. Correctly interprets and applies card brand network rules so that only eligible merchant businesses are provided with a processing account. Communicate decisions and data needs with sales teams and business partners. Communication should be professional and effective to ensure partners understand the rationale for decisions made or data requested. Participate in the process for ongoing periodic review of larger exposure merchant accounts to ensure the risk to Till payments from these accounts is properly mitigated. Monitor fraud alerts and investigate high-risk transactions to determine fraud Implement and adjust fraud detection rules, processes and systems to improve detection 2 Maintain an understanding of relevant rules and regulations affecting the payments industry, including VISA, Mastercard, Auspaynet, AUSTRAC etc. Continually review and improve workflows and processes to find efficiencies Work with other teams in the business to help mitigate fraud in their areas of responsibility Communicate and involve stakeholders regarding fraud-related incidents and solutions Qualifications Tertiary qualification in Business or Finance 1-2 years’ experience in a Commercial Credit Analyst role or similar in the Financial Services Industry. Having merchant acquiring experience and Scheme experience would be highly beneficial. Builds and maintains positive relationships, fostering a supportive and collaborative work environment. Excellent verbal and written communication skills and strong negotiation skills in dealing with the external dealer network. Demonstrable proficiency across the MS Office suite. Ability to work under pressure and to tight deadlines Nuvei is an equal opportunity employer that celebrates collaboration and innovation and is committed to developing a diverse and inclusive workplace. The team at Nuvei comprises a wealth of talent, skill, and ambition. We believe that employees are happiest when empowered to be their true, authentic selves. So, please come as you are. We can’t wait to meet you. Benefits Flexible working arrangements, with a hybrid office and home setup; A dynamic, inclusive, and supportive work environment fostering collaboration, innovation, and creativity; Opportunities for career growth, with a focus on internal promotions and employee development; A global bonus plan recognizing contributions across the organization; Volunteering programs that allow you to make an impact in the community; Employee recognition and reward programs acknowledging outstanding performance. #J-18808-Ljbffr