Senior Credit Analyst

vor 1 Woche

Council of the City of Sydney, Österreich Prospa Vollzeit

Senior Credit Analyst at Prospa Join to apply for the Senior Credit Analyst role at Prospa . Reporting into the Credit Team Leader the successful candidate will be responsible for evaluating the credit worthiness of applicants including both low doc and Prospa Plus (full doc) applications. They will utilise their industry knowledge and financial prowess to write business within Prospa’s risk appetite. They will work with our customers and our sales and account management teams to assess each application thoroughly to achieve the best outcome for the customer and the business. What you'll be doing Coordinating the underwriting of commercial loan applications up to an exposure of $1 mil. Bank statement analysis for up to $500 K and financial statement analysis up to $1 mil. Providing in-depth detailed analysis of financial statements, industry risk, and credit risk. Presenting deals to Credit Committee (e.g., executives, credit risk, finance etc.) with a comprehensive understanding of the risk and associated mitigants in each transaction, and providing a strong recommendation on the proposed outcome and offered insight to upper management regarding credit decisions. Conducting credit calls with clients and relevant stakeholders (e.g., financial controllers) to collect additional information relevant to the proposed transaction. Also utilise strong communication and interpersonal skills to obtain necessary financial information from customers. Liaising with stakeholders in other areas of the business (e.g., the head of customer success and national sales managers) to provide scenario and deal workshopping support. Preparing clear, thorough and informative credit papers for each application. Complying with internal controls and government regulations. What you'll need to succeed Minimum 3 to underwriting / credit analyst experience. Bachelor’s degree in finance, accounting, or related field desirable but not necessary. Previously held a DLA (delegated lending authority).> Experience in commercial lending. Experience with business financial documents such as profit & loss, balance sheets, AR/RP. Strong credit risk acumen and commercial judgement. Experience with property secured lending is advantageous. Familiarity with personal and company credit reports, ASIC searches, and other various background information. What we offer Growth: learning days, learning allowance, leadership programs, CliftonStrengths workshops, digital learning, biannual companywide learning weeks. Wellbeing: fitness initiatives, seasonal programmes (including flu shots, massages, skin checks, wellness classes), extra “Me Days” and access to holistic EAP coaching. Lifestyle: flexible working options, top‑notch office facilities, diverse remote/travel work options, additional leave purchases, up to 18 weeks paid parental leave. Impact: carbon‑neutral business, volunteer days, partnership with Kiva, employee resource groups. Why Prospa? We’re proud to be a certified Great Place to Work and recognised as a Best Workplace for Women, Best Workplace in Technology, and Best Workplace in Australia. We embrace diversity in people and ideas, fostering a collaborative, inclusive, and respectful environment where we celebrate who you naturally are. Don’t just take our word for it – see Prospa’s culture code to see it for yourself. Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Finance and Sales Get notified about new Senior Credit Analyst jobs in Sydney, New South Wales, Australia . #J-18808-Ljbffr

  • Senior Credit Analyst

    vor 2 Wochen

    Council of the City of Sydney, Österreich The Andersen Partnership Vollzeit

    Senior Credit Analyst – Recruitment Specialist | Financial Services We are looking for a Senior Credit Analyst to join a leading financial services business in Sydney. This role will see you reviewing and assessing customer and vendor credit applications, preparing reports, and supporting sound credit decisions across a range of industries including...

  • Senior Credit Analyst

    vor 7 Stunden

    Council of the City of Sydney, Österreich The Andersen Partnership Vollzeit

    Recruitment Specialist | Financial Services Senior Credit Analyst We are looking for a Senior Credit Analyst to join a leading financial services business in Sydney. This role will see you reviewing and assessing customer and vendor credit applications, preparing reports, and supporting sound credit decisions across a range of industries including...

  • Senior Credit Analyst

    vor 4 Wochen

    Council of the City of Sydney, Österreich Bridgit Vollzeit

    Overview Join to apply for the Senior Credit Analyst role at Bridgit . Bridgit is a leading non-bank lender transforming the way Australians access property finance. We pioneered the Buy Now, Sell Later solution – empowering homeowners to unlock their property equity and move on their terms. With a simple digital application, fast approvals, and flexible...

  • Senior SAP Functional Analyst

    vor 3 Wochen

    Council of the City of Sydney, Österreich Senior SAP Functional Analyst Vollzeit

    Senior SAP Functional Analyst – Warwick Farm NSW Daikin has a solid history and reputation in holding its number 1 position in the global market for air conditioning. The foundation of its success and continued growth is truly in our people, who strive and are encouraged to do remarkable things, including thinking differently and being open to new...

  • Senior Credit Risk Analyst

    vor 2 Wochen

    Council of the City of Sydney, Österreich Talent Insights Group Vollzeit

    2 days ago Be among the first 25 applicants Get AI-powered advice on this job and more exclusive features. Talent Insights Group provided pay range This range is provided by Talent Insights Group. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range A$80.00/hr - A$120.00/hr 6-7 Month Contract...

  • Senior Credit Analyst

    Vor 4 Tagen

    City of Melbourne, Österreich The Andersen Partnership Vollzeit

    Senior Credit Analyst – Financial Services We are looking for a Senior Credit Analyst to join a leading financial services business in Melbourne. This role will see you reviewing and assessing customer and vendor credit applications, preparing reports, and supporting sound credit decisions across a range of industries including agriculture, construction,...

  • Commercial Credit Analyst

    vor 3 Wochen

    Council of the City of Sydney, Österreich TOM People Vollzeit

    Senior Commercial Credit Analyst – Commercial Credit Analyst We’re unlocking community knowledge in a new way. Get a commercial credit analyst role working with a leading digital banking platform in Sydney. Base pay range A$110,000 – A$130,000 per year. Location & working Permanent full‑time role based in Sydney CBD with hybrid working available....

  • Senior Credit Analyst – Hybrid, SME

    vor 3 Wochen

    Council of the City of Sydney, Österreich Xprt Dev Vollzeit

    A leading financial services firm is hiring for Credit Analysts, Senior Credit Analysts, and Credit Managers to assess credit applications using financial analysis and strategic relationship management. With a hybrid work model based in Sydney or Melbourne, candidates will contribute to the customer journey while adhering to credit standards. Opportunities...

  • Credit Analyst

    Vor 6 Tagen

    Council of the City of Sydney, Österreich Finstro Vollzeit

    Credit Analyst Finstro has been solving financial challenges within B2B Trade finance since 2014 and has served global businesses with over $1 billion in Trade Payments. Finstro provides a complete cashflow management platform, enabling customer and supplier payments and providing innovative credit‑based solutions to help businesses grow. We are looking...

  • Senior Credit Analyst | Rapidly Scaling FinTech

    vor 3 Wochen

    Council of the City of Sydney, Österreich Talent Vollzeit

    Senior Credit Analyst | Rapidly Scaling FinTech Our client is a fast‑scaling fintech on a mission to aid business growth and expansion. They too are expanding into new verticals and are looking for a new Senior Credit Analyst to help shape the future of their lending strategy. What You’ll Do Analyse and assess SME/SMB lending opportunities across...