Data-Driven Retail Credit Risk Analyst Opportunity

vor 4 Wochen


Wien, Wien, Österreich RBI Vollzeit

Retail Credit Risk Analyst Role Overview

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The RRAM Department at RBI is seeking a highly motivated and skilled Data-Driven Retail Credit Risk Analyst to support the activities of the department, focusing on topics related to analytics, including stress testing, risk cost and economic capital calculations.

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  • Work closely with a credit risk stress testing application to regularly run internal and external stress tests, providing insights into portfolio dynamics under different stress scenarios">
  • Contribute to the ESG Risk community, driving the development of climate-related risk areas, and defining data demands for the future">
  • Utilize data from millions of data points to identify relevant risk patterns and contribute to maintaining high standards of data quality">
  • Collaborate with software developers to keep the software stack up-to-date, aligning with latest internal and regulatory requirements">
  • Communicate findings and results to various stakeholders, including risk experts, banking supervisors, auditors, business teams, IT departments, and senior management">
  • Maintain and enhance domain-specific knowledge, including regulatory frameworks, modeling, ETL techniques, and coding">
">Requirements and Qualifications">
  • University degree in mathematics, informatics, statistics, econometrics, or business/economics with a strong quantitative focus (Master's or PhD)">
  • Relevant professional experience in a bank, financial institution, or consultancy company, preferably in risk management (ideally with a credit/market risk or IT focus)">
  • Knowledge and practical experience with R, Python, or other statistical software and SQL or non-relational databases">
  • Ability to effectively communicate complex matters in English, both verbally and in writing; knowledge of German language is a plus">
  • Self-motivated, focused, result-oriented, resilient, and communicative">
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What We Offer

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  • Flexible working hours and extensive hybrid working possibilities, allowing for 30 days/year remote work from any EU-country outside Austria">
  • Meaningful career opportunities for personal and professional growth">
  • A culture that values learning and development">
  • Support for easy moving and commuting, including work permit assistance and a free public transport pass">
  • Access to healthy and subsidized canteen options">
  • Attractive sports and cultural offers, including free museum tickets and reduced gym membership">
  • Staff discounts and vouchers for various services">
  • Free salary account and credit card (optional)">
  • Family-friendly policies, including family allowances and gender-neutral parental leave">
  • Starting salary: €47,000 gross per year, excluding overtime, with market-compliant overpayment provided based on experience and qualifications">
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About RBI

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We have over 17 million customers in Austria and 12 other CEE countries. Our talented people drive our success, and we're committed to creating a working environment where everyone can thrive. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs.

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Learn More



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