Data-Driven Retail Credit Risk Analyst Opportunity
vor 4 Wochen
Retail Credit Risk Analyst Role Overview
">The RRAM Department at RBI is seeking a highly motivated and skilled Data-Driven Retail Credit Risk Analyst to support the activities of the department, focusing on topics related to analytics, including stress testing, risk cost and economic capital calculations.
">- Work closely with a credit risk stress testing application to regularly run internal and external stress tests, providing insights into portfolio dynamics under different stress scenarios">
- Contribute to the ESG Risk community, driving the development of climate-related risk areas, and defining data demands for the future">
- Utilize data from millions of data points to identify relevant risk patterns and contribute to maintaining high standards of data quality">
- Collaborate with software developers to keep the software stack up-to-date, aligning with latest internal and regulatory requirements">
- Communicate findings and results to various stakeholders, including risk experts, banking supervisors, auditors, business teams, IT departments, and senior management">
- Maintain and enhance domain-specific knowledge, including regulatory frameworks, modeling, ETL techniques, and coding">
- University degree in mathematics, informatics, statistics, econometrics, or business/economics with a strong quantitative focus (Master's or PhD)">
- Relevant professional experience in a bank, financial institution, or consultancy company, preferably in risk management (ideally with a credit/market risk or IT focus)">
- Knowledge and practical experience with R, Python, or other statistical software and SQL or non-relational databases">
- Ability to effectively communicate complex matters in English, both verbally and in writing; knowledge of German language is a plus">
- Self-motivated, focused, result-oriented, resilient, and communicative">
What We Offer
">- Flexible working hours and extensive hybrid working possibilities, allowing for 30 days/year remote work from any EU-country outside Austria">
- Meaningful career opportunities for personal and professional growth">
- A culture that values learning and development">
- Support for easy moving and commuting, including work permit assistance and a free public transport pass">
- Access to healthy and subsidized canteen options">
- Attractive sports and cultural offers, including free museum tickets and reduced gym membership">
- Staff discounts and vouchers for various services">
- Free salary account and credit card (optional)">
- Family-friendly policies, including family allowances and gender-neutral parental leave">
- Starting salary: €47,000 gross per year, excluding overtime, with market-compliant overpayment provided based on experience and qualifications">
About RBI
">We have over 17 million customers in Austria and 12 other CEE countries. Our talented people drive our success, and we're committed to creating a working environment where everyone can thrive. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs.
">Learn More
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