Senior / Staff Backend Engineer - Cashalo

Join to apply for the Staff Backend Engineer - Cashalo role at Tilt (formerly Empower). At Tilt (formerly Empower), we see a side of people that traditional lenders miss. Our mobile‑first products and machine learning‑powered credit models look beyond outdated credit scores, using over 250 real‑time financial signals to recognize real potential. Named among the next billion‑dollar startups, we’re creating a new credit system that backs the working, whatever they’re working toward. This role: Staff Backend Engineer – Cashalo. As a Staff Backend Engineer at Cashalo, you’ll play a pivotal role in shaping the technical direction of our products and platform. You’ll think and operate like a Product Engineer, collaborating cross‑functionally to deeply understand our customers, anticipate risks and trade‑offs, and design secure, scalable solutions that power financial access for millions. You’ll lead large‑scale, complex initiatives with full accountability for outcomes — from solution design to execution. You’ll mentor engineers, lead incident responses, guide best practices, and set the standard for engineering excellence. You’ll also effectively leverage AI‑powered development tools (like Cursor, Augment, or Factory) to boost productivity, code quality, and collaboration. This role is remote‑first within Australia, New Zealand, or Singapore. Travel is expected at least twice a year for global Tilt offsites, plus occasional Cashalo team offsites in the Philippines. How You’ll Make an Impact Lead the design, development, and deployment of secure, high‑quality server‑side applications that deliver real customer and business value. Own technical initiatives end‑to‑end: identify opportunities, shape solutions, manage execution, and report progress. Proactively collaborate with Product, Design, Data, and business stakeholders to drive optimal product direction, simplify designs, and balance trade‑offs. Take full responsibility for high‑impact projects, anticipating and resolving issues before they become blockers. Serve as a technical leader and multiplier: mentor engineers up to and including Senior level, lead incident responses, and provide thoughtful code and architecture reviews. Act as a lead technical interviewer and reviewer for technical content such as Tilt Engineering blog posts. Leverage AI‑powered developer tools to improve your workflow, enhance code quality, and share best practices across the team. Monitor server performance and reliability, participate in on‑call rotations as needed, and work continuously to minimize defects. Model our ownership culture by acting with initiative, accountability, and a problem‑solving mindset in everything you do. Why You’re a Great Fit Bachelor’s degree or higher in Computer Science, Software Engineering, or related field. 10+ years of experience developing and deploying web APIs using .NET (C#), with deep knowledge of backend architecture and scalable system design. Hands‑on experience with ORMs (e.g., Entity Framework) and strong skills in constructing and optimizing RDMS queries. Proficiency with asynchronous programming models, messaging queues (e.g., AMQP), and cloud PaaS environments (e.g., Azure). Proven ability to lead large‑scale, complex technical initiatives with full ownership of outcomes. A recognized mentor who builds up peers, shares knowledge generously, and sets a high bar for technical excellence. Strong problem‑solving skills — you see around corners and facilitate solving complex technical challenges. Able to effectively use AI‑powered development tools (e.g., Cursor, Augment, Factory) to boost productivity and collaboration. Thrives in a collaborative, fast‑paced environment and enjoys challenging assumptions to build better solutions for customers. Our Interview Process Initial Recruiter Call: Let’s get to know each other and ensure there’s a great fit. Hiring Manager Interview: A deeper discussion of your experience and approach to solving challenges. Skills Panel: Meet Cashalo team members and demonstrate your technical and product‑thinking approach through real‑world scenarios. Leadership Conversation: A final chat with our leadership team to align on our mission, your goals, and how we can succeed together. What You’ll Get At Tilt Virtual‑first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You'll get started with a WFH office reimbursement. Competitive pay: We offer competitive compensation packages and generous equity. Complete support: Flexible health plans and substantial subsidies that meet global standards. Visibility: Direct exposure to our leadership team in a culture where good ideas travel quickly. Paid global onsites: We gather twice yearly for in‑person connections. Impact is recognized: Growth opportunities follow your contributions. The Tilt Way We look for people who chase excellence and impact, value every voice, and hold mutual respect as essential. We’re building equitable access to fair credit and helping millions of hardworking people improve their financial futures. If you’re ambitious and driven, we want to hear from you. Seniority level: Mid‑Senior level Employment type: Full‑time Job function: Engineering and Information Technology #J-18808-Ljbffr