Sr Manager

Overview Nium, the Leader in Real-Time Global Payments Nium, the leading global infrastructure for real-time cross-border payments, delivers the payments infrastructure of tomorrow today. Its payout network supports 100 currencies and spans 190+ countries, with real-time capabilities in 100 of those. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is available in 34 countries. The company holds regulatory licenses in more than 40 countries, enabling onboarding, rapid integration, and compliance independent of geography. The company is co-headquartered in San Francisco and Singapore. About the Role As the Head of Compliance and MLRO for the ANZ region, you will lead within Nium's global Compliance function and report directly to the Chief Compliance Officer (CCO). You will ensure Nium's operations across Australia and New Zealand meet regulatory, AML / CTF, and financial crime obligations while enabling responsible business growth in the payments and fintech ecosystem. This role combines strategic regulatory oversight, hands‑on compliance operations, and regulatory relationship management. You will work closely with product, operations, and technology teams to embed compliance into the business model and ensure processes are efficient, tech‑driven, and proportionate to risk. Key Responsibilities Regulatory Compliance & Governance Design, implement, and maintain a fit‑for‑purpose Compliance and AML / CTF framework for the ANZ region in accordance with AUSTRAC, RBNZ, and FMA requirements. Maintain and update the Key Regulatory Obligations (KRO) Register, Compliance Policies, AML / CTF Programs, and associated risk assessments. Provide regulatory and AML / CFT advisory for new products, partnerships, and business models within the payments and cross‑border space. Serve as the primary regulatory contact for AUSTRAC, RBNZ, and other relevant authorities, including managing reporting, audits, and on‑site reviews. Financial Crime Risk Management Act as the Money Laundering Reporting Officer (MLRO) for ANZ, responsible for managing all Suspicious Matter Reports (SMRs) and ensuring timely reporting to AUSTRAC and relevant regulators. Oversee Customer Due Diligence (CDD / KYC / KYB) processes, including risk assessments, name screening, enhanced due diligence, and lifecycle reviews. Oversee transaction monitoring and alert investigations, ensuring appropriate escalation and documentation of findings. Conduct periodic and event‑driven reviews of high‑risk clients and ensure accurate risk ratings are maintained. Compliance Operations & Technology Enablement Drive automation and data‑driven compliance capabilities, leveraging technology and machine learning to enhance monitoring, reporting, and risk detection. Identify and implement process improvements that increase scalability and efficiency while maintaining regulatory robustness. Lead the development and execution of Compliance Training Programs across the ANZ business to foster a culture of compliance. Leadership & Reporting Provide regular compliance and AML / CFT reporting to senior management and global compliance committees. Build, lead, and develop a high‑performing ANZ compliance team, fostering collaboration and alignment with global compliance standards. Support regulatory engagement strategy across ANZ, representing Nium in interactions with regulators and industry associations. Requirements 10+ years' experience in compliance, AML / CTF, or financial crime roles within regulated financial institutions, fintechs, or payments companies. Deep understanding of AUSTRAC AML / CTF Act, New Zealand AML / CFT legislation, and broader regional regulatory expectations. Proven experience engaging directly with regulators and managing regulatory reporting and audits. Strong analytical, problem‑solving, and technology adoption skills, with the ability to design scalable compliance solutions. ACAMS, ICA, or equivalent certification (preferred). Demonstrated ability to lead teams, influence stakeholders, and balance compliance integrity with commercial needs. Excellent communication skills and a proactive, accountable approach. Continuous learner with a strong grasp of emerging fintech and payments compliance trends. What we offer at Nium We Value Performance : Through competitive salaries, performance bonuses, equity for specific roles, and recognition programs, we strive to reward and incentivize our employees. We Care for Our Employees : The wellness of Nium'ers is our #1 priority. We offer medical coverage, 24 / 7 employee assistance, generous vacation programs including year‑end shutdown, and a flexible hybrid working environment. We Upskill Ourselves : We provide role‑specific training, internal workshops, and a learning stipend. We Celebrate Together : We celebrate with company‑wide social events, team bonding activities, happy hours, team offsites, and more. We Thrive with Diversity : Nium is a global company with many nationalities and locations. We are an equal opportunity employer committed to providing a safe and welcoming environment for everyone. For more detailed region specific benefits, contact our careers team. #J-18808-Ljbffr