Credit Officer

vor 2 Wochen


Council of the City of Sydney, Österreich SG Fleet AU Vollzeit

Join to apply for the Credit Officer role at SG Fleet AU Who We Are We are a financial services company that specialises in fleet management, vehicle leasing and salary packaging, with a presence across Australia, the UK and NZ. A total portfolio under management of $2.5 Billion and over 1200 employees. Perks Recharge and relax with up to four extra wellness days each year. Industry leading 20 weeks paid parental leave. Vehicle salary packaging savings. Monetary service milestone awards. Recruitment referral bonus. Discounted mobility products and services. Flexible work arrangements. Career progression opportunities. Education support with individual learning budget, free LinkedIn Learning access. Two paid volunteer days each year. Health and well‑being support including subsidy and Employee Assistance Program. Role Overview This position is responsible for assessing and deciding on credit applications for employees within our client base that have accepted a quote for a novated lease. The role includes: Responsibilities On-board new clients as per approved policies. Build relationships with internal customers to support their understanding of the credit decision process. Provide exceptional customer service to all enquiries. Ensure all credit applications are assessed in line with the group credit policy. Approve credit applications as per delegated authority. Document processes within the SG Fleet process mapping system when required. Undertake manual KYC customer verification when required. Qualifications Essential A sound understanding and demonstrated experience with credit frameworks and policies. Excellent communication (written and verbal) and stakeholder management skills. Excellent analytical and problem‑solving skills. Basic credit underwriting skills. Working knowledge of legal documentation and applicable legal business codes. Strong technical/numerical skills including critical analysis and problem solving. Effective communicator both verbally and in writing professionally. Strong adherence to processes. Ability to multitask and prioritise workload appropriately. An understanding of business acumen and commercial awareness. Desirable Experience in novated credit. Credit analysis experience. Experience in KYC / AML. Experience in the salary packaging industry. Knowledge and understanding of industry legislative requirements. Degree qualification in Business / Commerce / Finance or equivalent. Next Steps We'd love to hear from you if you're ready to take on your next challenge at a company that embodies diversity and belonging and offers work‑life balance and career development. We are a proud equal opportunity employer. Resumes may be sent, and interviews may take place prior to the application close date. As a pre‑requisite to employment, the successful applicant will be required to complete a pre‑employment screening. Aboriginal and Torres Strait Islander candidates are encouraged to apply. Other Details Seniority level: Entry level Employment type: Full‑time Job function: Finance #J-18808-Ljbffr


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