Staff Engineer

vor 2 Wochen

Council of the City of Sydney, Österreich Zip Co Vollzeit

Company Overview Zip is a global Buy Now, Pay Later company providing fair and seamless solutions for millions of people. Focused on product innovation and the financial well‑being of our customers and merchants, we are led by the values of Customer First, Own It, Stronger Together and Change the Game. Role Overview As a Staff Engineer in the Payments Rail Team, you will lead the design and technical strategy for high‑performance, resilient payment systems that support multiple payment rails, including card, bank transfer, direct debit and real‑time payments. You will collaborate across product, risk/compliance, operations and finance to ensure the payment ecosystem meets business goals and regulatory needs. Responsibilities Lead the design of high‑performance, secure payment systems supporting multiple rails. Set and drive the technical strategy for payment infrastructure, identifying opportunities for optimisation, scalability, reliability and cost‑efficiency. Assess technical debt for the Payments Rail, providing a roadmap for its reduction and a capability roadmap aligned with company goals. Collaborate across product, risk/compliance, operations and finance to ensure the payment ecosystem meets business goals and regulatory needs. Act as a subject matter expert in payments, driving incident response, post‑mortems and continuous improvement to maintain excellent uptime and trust. Qualifications 8+ years of software engineering experience, with at least 3‑5 years in payments, fintech or financial systems. Deep understanding of payment rails (card networks, bank transfer systems like ACH/BECS/NPP, real‑time payments) and the merchant‑acquirer‑issuer models. Strong backend engineering skills in C#, .NET, Java or equivalent. Proven experience designing and operating distributed systems that handle high throughput, low‑latency and fault‑tolerant transactions. Solid understanding of payment system challenges: idempotency, reconciliation, settlement latency, error handling and auditing/logging. Familiarity with security and compliance in payments (e.g., PCI‑DSS, ISO 8583/20022, data tokenisation). Excellent communication skills, able to articulate technical vision, influence strategy and mentor other engineers. A mindset that embraces AI and new tools to adapt, learn and grow. Effective risk management is important to how we run our business and is part of all roles. Benefits 25 days paid leave annually, including birthday leave and quarterly wellbeing days. 16 weeks paid parental leave for primary carers, 4 weeks for supporting carers. Family support policies including miscarriage bereavement leave and domestic violence leave. Mental health and wellness initiatives, including $299 annual wellbeing allowance, free access to our Wellbeing platform, discounted private health insurance, and great rates on fitness sessions. 2 days paid volunteering leave, 2 days study leave, and 2 days religious or cultural leave per year. Fee‑free Zip products and discounts with Zip merchant partners (AU). Team social events, epic offices, free breakfast daily, and weekly free lunches (Sydney and Melbourne). Equal Opportunity Zip is proud to be a workplace that provides equal opportunities to people of all ages, cultural backgrounds, sexual orientations, gender identities, abilities, veteran status, and everything else that makes you unique. We are committed to ensuring our recruitment processes are accessible and inclusive. Referrals increase your chances of interviewing at Zip Co by 2x #J-18808-Ljbffr

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