Director Customer Credit

Join to apply for the Director Customer Credit role at Judo Bank . Job Type: Permanent - Full Time Location: Adelaide CBD Job Category: Credit We're seeking an experienced credit professional to join us in the Director Customer Credit role for South Australia A bit about us At Judo, we’re more than just a business bank – we’re pioneers in redefining business banking for the modern era. Rooted in timeless values such as integrity, trusted relationships, and a challenger spirit, we’re dedicated to revolutionising business banking for Small to Medium Enterprises (SMEs) across Australia. Our journey began in 2016 with a bold vision and a PowerPoint slide, driven by a desire to challenge the status quo in an industry dominated by the major players. In just a few short years, we’ve grown exponentially, establishing ourselves as one of the fastest‑growing new banks globally, with 30 offices spanning the nation. At the heart of our ethos lies a commitment to supporting Australian SMEs, placing our people and customers front and centre in everything we do. Our agility and adaptability enable us to say ‘yes’ when other banks say ‘no’, making it easier for our customers to secure the funding they need, precisely when they need it. We take immense pride in our personal approach to banking, fostering diverse relationships and cultivating a collaborative culture within our team. Our culture — a multi‑award‑winning place to work We firmly believe that culture eats strategy for breakfast, lunch, and dinner and the most important investment we can make is in our people. Our values of trust, teamwork, accountability and performance underpin the foundation of our culture. We aspire to think differently, inviting new ideas, and creating a space where everyone feels like they belong because we know that it’s our unique differences that make us collectively stronger. Job Description Now, about this role… If you love: Australian businesses and have a passion for supporting SMEs to achieve amazing outcomes Operating in a team‑first environment where risk and relationship work collaboratively to provide tailored funding solutions Working in a diverse workforce where you can bring your own capabilities, experiences, and knowledge to help build the foundations of Judo Then this might just be… Your dream job : Undertake credit assessment and decisioning in support of Judo’s business lending Provide credit risk coaching and upskilling of Director Relationships and Analysts Proactive risk management, including identification of early warning indicators and formulation of strategies to mitigate and manage deteriorated credit profiles Maintain a deep interest in the broader economic environment and how these factors impact businesses Contribute to the ongoing refinement and enhancement of Judo’s proposition – including policies, processes, and systems Desired Skills and Experience A little bit about you… Your experience: Minimum 5 years’ experience in credit decisioning of business lending transactions (some asset finance decisioning experience also favourably considered though not mandatory). Previous experience in a relationship role (i.e., Analyst or Relationship Manager / Director). An ability to think independently about the finance needs of businesses and structure them in a common‑sense way without the need to rely on a rigid policy framework. Strong financial analysis skills. Strong credit writing skills. Strong stakeholder engagement. Our values Accountability: Make decisions and own them. Do what you say. Performance: Strive to improve each day, surpassing yesterday’s achievements. Teamwork: We’re not just a team; we’re a champion team. Trust: The cornerstone of our purpose and relationships. What our team members say about us Our people are empowered to make decisions, take ownership, and contribute to a collaborative environment. Bureaucracy is non‑existent as we focus on collective success. At Judo, diversity isn’t just valued; it’s celebrated. We’re committed to creating an inclusive environment where everyone thrives, making us collectively stronger. Our team works tirelessly towards our purpose while enjoying the journey of revolutionising Australian SME business banking. Perks of joining us Additional 2 weeks of leave annually (that’s 6‑weeks per year) Induction: 4‑week Judo Engagement Month to help set you up for success Big life event leave Home office setup allowance Access to CU Health Flexible work options, embracing a true hybrid model. To learn more about how Judo manages your personal information during the recruitment process, please refer to our Privacy Statement. By providing your information, you consent to its collection, use, disclosure, and management as outlined therein. Seniority level Mid‑Senior level Employment type Full‑time Job function Finance and Sales Industries Banking #J-18808-Ljbffr