Consumer Loan Risk Analyst

vor 3 Wochen


Wien, Wien, Österreich Erste Bank Oesterreich Vollzeit

Consumer Loan Risk Analyst (all genders)

Erste Bank Oesterreich stands as a prominent financial entity within the region. As a member of the esteemed Erste Group, we pride ourselves on being a desirable employer that provides a wealth of career prospects.

Are you an innovative thinker eager to lead the charge in the digital transformation of consumer lending? If so, we invite you to become a part of our Retail Risk Management division as a Consumer Loan Risk Analyst.

The Retail Risk Management team plays a crucial role at Erste Bank, tasked with the innovation and upkeep of risk frameworks, procedures, and lending criteria for individual and small business clients. This team actively oversees our retail lending portfolio, enabling us to seize opportunities while effectively managing risk.

Key Responsibilities

Streamline our credit risk and lending operations for consumer loans to enhance customer access and clarity Reduce manual processes and ensure adherence to regulatory standards Refine loan approval standards to align with our risk/reward strategy and maintain a robust consumer loan portfolio Enhance the automated processing and application of transactional data in loan initiation workflows Collaborate with cross-functional teams to design and prioritize product features and improvements that align with customer, business, and risk objectives Engage in industry conferences and events to remain informed about emerging trends and best practices

Required Qualifications

A university degree, preferably in Business, Finance, Risk Management, or a related discipline Background in Risk Management and/or Product Management, ideally within the financial services, payments, or eCommerce sectors Familiarity with consumer loan portfolio oversight, agile methodologies, and product development processes Strong communication and interpersonal abilities, with a talent for fostering relationships with cross-functional teams and stakeholders Capacity to prioritize and manage multiple intricate projects concurrently Proficiency in both German and English

Our Offerings

We provide you with the chance to actively influence change and digital advancement. You will join a dedicated, experienced team engaged in a diverse array of tasks. Experience the benefits of working with Erste Bank. The minimum salary for this full-time role, in accordance with the collective agreement and complete fulfillment of the functional profile, is EUR 43.554,00 gross annually. However, this is merely a baseline - we are open to discussing your actual compensation in person. We offer our employees the flexibility to balance their work hours between remote and office settings. We value the diversity of our workforce as essential to innovation and success. As an employer, we are committed to providing equal opportunities for all, regardless of age, ethnicity, religious beliefs, gender, sexual orientation, or background.

  • Wien, Wien, Österreich Erste Group Bank Vollzeit

    About the RoleWe are seeking a highly skilled Credit Risk Specialist to join our Retail Risk Management team at Erste Group Bank. As a key member of our team, you will be responsible for digitalizing our credit risk and lending processes for consumer loans, ensuring customer accessibility and transparency.Key ResponsibilitiesDigitalize credit risk and...


  • Wien, Wien, Österreich Erste Group Bank Vollzeit

    About the RoleWe are seeking a highly skilled Credit Risk Specialist to join our Retail Risk Management team at Erste Group Bank. As a key member of our team, you will be responsible for digitalizing our credit risk and lending processes for consumer loans, ensuring customer accessibility and transparency.Key ResponsibilitiesDigitalize credit risk and...

  • Risk Analyst

    vor 4 Wochen


    Wien, Wien, Österreich Acredia Versicherung AG Vollzeit

    Mut ist in unserer DNA. Wir machen Unternehmen Mut zu handeln, indem wir ihre Geschäfte absichern. Unsere Mitarbeiter:innen ermutigen wir frische Ideen einzubringen, Neues zu probieren und Innovationen engagiert voranzutreiben. Nr.1 Kreditversicherung Österreichs Wien 180 Mitarbeiter:innen Du hast Erfahrung und suchst nach einer tollen Herausforderung?Risk...

  • Actuarial Analyst

    Vor 7 Tagen


    Wien, Wien, Österreich Aon Vollzeit

    About the RoleWe are seeking an experienced Actuarial Analyst to join our team at Aon, a leading global professional services firm. As an Actuarial Analyst, you will play a key role in helping our clients manage their risks and make informed decisions.Key ResponsibilitiesWork with clients to identify and assess their risk exposure and develop strategies to...


  • Wien, Wien, Österreich Raiffeisenbankengruppe Vollzeit

    About the RoleWe are seeking a highly skilled Professional Risk Data Analyst to join our team at Raiffeisen Bank International. As a key member of our Group Risk Data Integration team, you will play a crucial role in ensuring the quality and accuracy of our risk data feeds.Key ResponsibilitiesDevelop and implement data strategies to support risk business...


  • Wien, Wien, Österreich Prewave GmbH Vollzeit

    About PrewaveJoin one of the leading AI companies in Supply Chain Risk Management.At Prewave, we focus on enhancing efficiency, transparency, and resilience within supply chains for our clients. Our innovative AI-driven solutions analyze traditional and social media across 400+ languages, allowing us to foresee risks and disruptions globally. We assist our...


  • Wien, Wien, Österreich Prewave GmbH Vollzeit

    About Prewave GmbHJoin one of the leading AI innovators in Supply Chain Risk Management.At Prewave, we are committed to enhancing efficiency, transparency, and resilience within supply chains for our clients. Our cutting-edge AI solutions analyze both traditional and social media across 400+ languages, enabling us to predict risks and disruptions globally....


  • Wien, Wien, Österreich Worldline Vollzeit

    ÜberblickWir suchen einen proaktiven und engagierten Senior Analyst Credit Risk, der sich für die Weiterentwicklung unserer Kreditrisikomanagement-Strategie begeistern kann.VerantwortlichkeitenDurchführen von Kreditrisikoanalysen bei Neu- und BestandskundenEinschätzen, Reporten und Minimieren der (Kredit-) Risiken gemäß interner RichtlinienÜberwachung...


  • Wien, Wien, Österreich Erste Digital Vollzeit

    About the Role:We are seeking a skilled Solution Analyst to join our team at Erste Digital. As a key member of our Group Risk Solutions team, you will be responsible for driving IT solutions in credit risk management, compliance, and Environmental Social Governance (ESG).Key Responsibilities:Develop and implement IT solutions to support business processes in...


  • Wien, Wien, Österreich Erste Group Bank AG Vollzeit

    About Erste Group Bank AGErste Group Bank AG is a leading banking group in Central and Eastern Europe, with a rich history dating back to 1819. As a multinational organization, we offer exciting career opportunities in an international environment.Our TeamThe Credit Portfolio Steering department is a dynamic team responsible for monitoring the development of...


  • Wien, Wien, Österreich Erste Group Bank AG Vollzeit

    About Erste Group Bank AGErste Group Bank AG is a leading banking group in Central and Eastern Europe, with a rich history dating back to 1819. As a multinational organization, we offer exciting career opportunities in an international environment.Our TeamThe Credit Portfolio Steering department is a dynamic team responsible for monitoring the development of...


  • Wien, Wien, Österreich RBI Vollzeit

    About the RoleWe are seeking an experienced and driven Retail Risk Data Analyst to join our team at RBI. As a key member of our Risk Management department, you will be responsible for developing and implementing solutions to support credit risk governance, focusing on technology, data, and process improvement.Key ResponsibilitiesOversee the data delivery...


  • Wien, Wien, Österreich Worldline Vollzeit

    Wer sind wir?Wir sind Worldline, ein innovatives Unternehmen in der Zahlungstechnologie, das die Zukunft der Zahlungen prägt. Unsere Lösungen unterstützen das Wachstum von Unternehmen und ermöglichen es unseren Kunden, ihre Geschäfte effizient zu gestalten.Unsere MissionWir engagieren uns für die Entwicklung unserer Mitarbeiter und bieten ihnen die...


  • Wien, Wien, Österreich Erste Group Bank AG Vollzeit

    Job SummaryWe are seeking a highly skilled Credit Risk Data Analyst to join our Credit Portfolio Steering department at Erste Group Bank AG. As a key member of our team, you will be responsible for coordinating IT topics related to our DataMarts, preparing analytical data frameworks, and building reporting data visualizations.About the RoleCoordinate with...


  • Wien, Wien, Österreich Erste Digital Vollzeit

    About the Role:We are seeking a skilled Solution Analyst to join our team at Erste Digital. As a key member of our IT department, you will be responsible for driving IT solutions in credit risk management, compliance, and ESG.Key Responsibilities:Drive IT solutions in credit risk management, compliance, and ESGTurn business ideas into conceptsConduct...


  • Wien, Wien, Österreich RBI Vollzeit

    About the RoleWe are seeking a highly motivated and experienced Retail Credit Risk Analyst to join our Risk Analytics and Methodology (RRAM) Department. As a key member of our team, you will be responsible for supporting the activities of the department, with a special focus on topics related to analytics, including stress testing, risk cost, and economic...


  • Wien, Wien, Österreich Erste Digital GmbH Vollzeit

    {"title": "Risk Management Systems Analyst", "content": "Join Our Team at Erste Digital GmbHWe are seeking a highly skilled Risk Management Systems Analyst to join our team at Erste Digital GmbH. As a key member of our team, you will be responsible for analyzing and developing risk management systems to ensure the stability and security of our banking...


  • Wien, Wien, Österreich BAWAG P.S.K. Vollzeit

    About the RoleWe are seeking a highly skilled Senior Credit Risk Modeller to join our team at BAWAG P.S.K. in Vienna, Austria.Key ResponsibilitiesDevelop and improve statistical IRB credit risk models for retail and non-retail portfolios.Define and enhance methodology standards for credit risk within the group.Align with internal and external stakeholders...


  • Wien, Wien, Österreich Prewave GmbH Vollzeit

    About Prewave GmbHWe are a pioneering AI company in the field of Supply Chain Risk Management, dedicated to unlocking unprecedented efficiency, transparency, and resilience in global supply chains for our clients.Our mission is to make supply chains more transparent, resilient, and sustainable by analyzing traditional and social media in 400+ languages and...


  • Wien, Wien, Österreich Prewave GmbH Vollzeit

    About PrewaveJoin one of the leading AI companies in Supply Chain Risk Management.At Prewave, we are committed to delivering an exceptional level of efficiency, transparency, and resilience in supply chains for our clients. We are at the forefront of supply chain risk management, utilizing AI-driven solutions to analyze traditional and social media in over...