Senior Manager

Lead Risk Strategy. Shape AMP’s Future. Build Your Career Your Expertise. Our Evolution. Create Tomorrow - And Your Next Move Drive Risk Leadership at AMP Bank. Accelerate Your Career Impact If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be and turn our legacy into something even more positive and powerful for the future. Help people create their tomorrow, while you create yours We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help peoplesee and make more of their financial potential, so that they can create their tomorrow. And we’ve been doing it for over 170 years. If we do our job well, we genuinely add to the prosperity of our country and its people. Purpose of the role : The Senior Manager, ERM Business Credit is a key leadership role within AMP Bank’s Enterprise Risk Management team. This position provides strategic oversight and enhancement of business credit risk management, with a particular focus on business lending portfolios. The role ensures robust risk frameworks, policies, and practices are embedded across the bank’s business lending activities, supporting prudent growth and regulatory compliance. The Senior Manager, ERM Business Credit must have exceptional influencing and stakeholder management skills, be outcomes focussed and be able to foster an open and transparent risk culture. How will you make an impact Lead second-line oversight of AMP Bank’s business credit risk, including policy development, risk appetite setting and portfolio monitoring for business lending (cash-flow and commercial credit). Provide governance and oversight of complex credit decisions, ensuring alignment with risk appetite and strategic objectives. Advise and challenge first line on credit proposals, risk grading, watchlist accounts and recovery actions to ensure alignment with risk appetite and regulatory requirements. Drive continuous improvement in credit risk models, provisioning, and reporting frameworks for business lending portfolios. Collaborate with business units to identify, assess, and mitigate credit risks, including emerging risks and regulatory changes. Prepare and present risk insights and reports to senior management, risk committees, and the Board. Engage with stakeholders (auditors, regulators, industry bodies) to ensure best practice and continuous improvement in credit risk management. Build and develop the Business Credit team, ensuring the right skills, knowledge and experience to manage credit risk effectively. Foster an open, transparent culture where team members feel safe to speak up, raise risks and share concerns. Support growth and cross-skilling, providing clear development pathways for direct reports What you will bring to the role Ideally at least 7 years’ experience in credit risk management and business lending within a regulated banking environment, ideally in a 2nd Line of Defence role. Deep knowledge of credit risk frameworks, APRA standards (e.g., APS220, APS112), and regulatory requirements, including practical application. Proven ability to interpret financial statements, assess creditworthiness and make sound credit decisions. Skilled in implementing, monitoring, and reporting on risk and compliance frameworks, covering financial and non-financial risk. Experience with credit risk modelling, provisioning, and portfolio analytics (highly desirable). Expert understanding of the financial services industry, regulators (ASIC, APRA), and current / proposed legislative requirements. Relevant tertiary qualifications in finance, business, or related field. What we look for in you We’re looking for a strategic leader who can inspire and develop a high-performing team. You’ll foster an open, transparent culture where people feel confident to speak up, share ideas, and raise risks. Your ability to coach, mentor, and create clear development pathways will help build capability and resilience across the team. You’ll bring exceptional communication and stakeholder engagement skills, with the confidence to influence and challenge constructively. Excellent relationship-building and report‑writing capability will enable you to present insights clearly and drive alignment across business units and senior leadership. You’ll thrive here if… If you can adapt from BAU to the ambiguous with ease, you’ll do well here. Change is never easy, so bring your commitment, grit and growth mindset. Because we run lean, you’ll be expected to jump in and deliver across a variety of areas. Meaning, you’ll be closer to the action and executive decisions that influence where we go next. If you’re someone that can hold their own, you’ll find AMP quite liberating. Why we think you’ll love working at AMP Doing what we’ve always done is not an option, so your clever ideas will get airtime here. You’ll be encouraged to speak up and try new things. If they don’t work, we move on – better for it. We know there’s no one way of doing things. So, you won’t have to sacrifice who you are or how you work to fit in here. We’re inclusive and flexible in many of the ways you’d expect. And in some of the ways you wouldn’t. As long as your health and wellbeing come first - at home and at work. In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you’ll find moments to connect, feel valued and do meaningful work. Whether it’s through our first‑class leaders who are invested in you and your success. Through year‑round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have. We believe in the power of inclusion and diversity We’re dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged but also leads to better connections with our customers. We’re your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process. We’re also committed to enhancing employment opportunities for Aboriginal and Torres Strait Islander people, so we enthusiastically encourage candidates from these backgrounds to apply and explore our Reconciliation Action Plan on our website. Ready to create your tomorrow? If you’re someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, through a series of career‑defining moments, create your own tomorrow. Don’t procrastinate We review applications when we get them, and if we discover the ideal candidate, we may close the role earlier than the advertised close date. Looking forward to meeting you #J-18808-Ljbffr